1924 E Oakland Ave, Bloomington, IL 61701 Property Records

McLean County property record for 1924 E Oakland Ave, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,272 sqft · built 1929
Lot Size	0.578 acres (25,192 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,196 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-03-480-028`

Property Details

APN / Parcel Number

Primary APN	`21-03-480-028`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,272 sqft Living Area
Gross Area	4,984 sqft
1st Floor Area	2,180 sqft
Basement Area	1,100 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	25,192 sqft (0.578 acres)
Lot Dimensions	274 ft deep x 75 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Concrete/Masonry Porch
Deck Area	400 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1924 E OAKLAND AVE
City	BLOOMINGTON
State	IL
Zip	61701-5755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	OWNERS SUB 3,4,5,8,9,12,13,17,18 CHALRES E HALLS ADD S50 N100 & BEG SE COR, N225.13, W28, S58, SELY 52.14 TO PT 5 W OF E LN, S120 TO S LN, E5 POB LOT 3 & S274.2 LOT 4
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	CHALRES E HALLS ADD
Legal Lot Number	3
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1019
Census Tract	1800

Owner

1924 E Oakland Ave is owned and occupied by two individuals who acquired it in April 2020.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1924 E OAKLAND AVE, BLOOMINGTON, IL 61701-5755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit IAA CU
Jun 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 22, 2020
Transfer Doc	0000009902
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1924 E OAKLAND AVE, BLOOMINGTON, IL 61701-5755
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1924 E OAKLAND AVE, BLOOMINGTON, IL 61701-5755

Mortgage

Document Number	202500015128
Date	Oct 23, 2025
Instrument	2025-00015128

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1924 E OAKLAND AVE, BLOOMINGTON, IL 61701-5755
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200002987
Date	Feb 14, 2022
Instrument	2022-00002987

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 13, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jun 4, 2020
Property Address	1924 E OAKLAND AVE, BLOOMINGTON, IL 61701-5755
Document Number	202000009902
Instrument Date	Apr 22, 2020
Instrument	2020-00009902
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1924 E OAKLAND AVE, BLOOMINGTON, IL 61701-5755

Mortgage

Document Number	202000009903
Date	Jun 4, 2020
Instrument	2020-00009903

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 1, 2035

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,487 Land $29,301 Building $133,186	$487,461 Land $87,903 Building $399,558
2024	$11,196.00 (+6.85%)
2023	$10,478.00 (+4.45%)	$131,373 (+5.9%) Land $23,689 Building $107,684	$394,119 (+5.9%) Land $71,067 Building $323,052
2022	$10,032.00	$124,049 Land $22,368 Building $101,681	$372,147 Land $67,104 Building $305,043

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1924 E Oakland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1924 E Oakland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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