1924 E Main St, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 1924 E Main St, Waynesboro, VA 22980

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,072 sqft · built 1953
Lot Size0.77 acres (33,541 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Sep 2026)
Tax Bill$1,867 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN77 1-D

Property Details

APN / Parcel Number

Primary APN77 1-D
Alternative APN
  • 470834

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,072 sqft Living Area
1st Floor Area1,072 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area33,541 sqft (0.77 acres)
TerrainAbove Road/Slope
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Deck AreaDeck Area
Shed1 Shed
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number470834
Street Address1924 E MAIN ST
CityWAYNESBORO
StateVA
Zip22980-5914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG-5
Legal Description.7758 ACRE SMALL ACREAGE
JurisdictionWAYNESBORO CITY VA
Township / Civil DivisionWAYNESBORO
Census Block Group1
Census Block1003
Census Tract3200

Owner

Source: Waynesboro City records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1924 E MAIN ST, WAYNESBORO, VA 22980-5914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Warranty Deed, Transfer · Conventional Mortgage
LOWER LLC
Nov 30, 2020Deed of Trust, Mortgage · ARM
CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2026 · Amount on Record
Deed SaleSep 15, 2026 · Amount on Record
Prior SaleDec 1, 2011 · Amount on Record
Deed Document Number20262294
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNESBORO CITY VA
Recording DateSep 15, 2026
Property Address1924 E MAIN ST, WAYNESBORO, VA 22980-5914
Document Number0000002294
Instrument DateSep 11, 2026
Instrument20262294
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$22,220.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1924 E MAIN ST, WAYNESBORO, VA 22980-5914
InvestorPossibly a Property Investor

Mortgage

Document Number0000002295,
DateSep 15, 2026
Instrument20262295
Lender
NameLOWER LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNESBORO CITY VA
Property Address1924 E MAIN ST, WAYNESBORO, VA 22980-5914
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200003247
DateNov 30, 2020
Instrument200003247
Lender
NameCITY NATIONAL BANK OF WEST VIRGINIA
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.99%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2030

Tax Assessment & Valuation

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWaynesboro City
Unified School DistrictWaynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,867.00 (+6.14%)$214,600 (-) Land $38,500 Building $176,100$214,600 (-) Land $38,500 Building $176,100
2025$1,759.00 (+29.53%)$214,600 (+21.66%) Land $38,500 Building $176,100$214,600 (+21.66%) Land $38,500 Building $176,100
2023$1,358.00$176,400 Land $38,500 Building $137,900$176,400 Land $38,500 Building $137,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims16 (1992–2003)
Claims Outside the SFHA7 of 16
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 76% of Virginia
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WAYNESBORO
serves 22,630 people · EPA ID VA2820775
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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