Cherokee County property record for 1924 Cook Bridge Rd, Murphy, NC 28906 · Last verified June 2026
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 2,350 sqft · built 1997 |
| Lot Size | 6.76 acres (294,466 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,500 (Mar 2026) |
| Tax Bill | $2,212 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2007 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 447900145479000 |
| Primary APN | 447900145479000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,350 sqft Heated Area |
| Gross Area | 4,368 sqft |
| 1st Floor Area | 1,550 sqft |
| Upper Floors Area | 800 sqft |
| Basement Area | 558 sqft |
| Finished Basement | 558 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood Shingle |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 294,466 sqft (6.76 acres) |
| Lot Dimensions | 467 ft deep x 628 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 240 sqft |
| Deck Area | 620 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 53484 |
|---|---|
| Street Address | 1924 COOK BRIDGE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-8189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOTS 1-4 SNOW HILL RIDGES 1142/683 1255/1035 |
| Legal Subdivision | SNOW HILL RIDGES |
| Legal Lot Number | 1-4 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 930604 |
Source: Cherokee County records · APN 447900145479000
Assessment roll updated October 10, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1924 COOK BRIDGE RD, MURPHY, NC 28906-8189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 10, 2007 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Feb 06, 2006 | Deed of Trust, Mortgage · ARM THE HOME BANK |
| Jan 30, 2009 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| May 13, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 27, 2005 | Deed of Trust, Mortgage · Conventional Mortgage THE HOME BANK |
| Mar 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Dec 01, 2020 | Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2026 · Amount on Record |
| Deed Sale | Mar 10, 2026 · Amount on Record |
| Prior Sale | Dec 01, 2020 · Amount on Record |
| Deed Document Number | 20261145 |
| Deed Book / Page | 1797 / 30 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1924 COOK BRIDGE RD, MURPHY, NC 28906-8189 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1924 COOK BRIDGE RD, MURPHY, NC 28906-8189 |
| Document Number | 001740/710 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 1740/710 |
| Instrument | 4007 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1924 COOK BRIDGE RD, MURPHY, NC 28906-8189 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01294/0612 |
|---|---|
| Date | Aug 10, 2007 |
| Book Page | 1294/0612 |
| Instrument | 2007-0006086 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1924 COOK BRIDGE RD, MURPHY, NC 28906-8189 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01209/0857 |
|---|---|
| Date | Feb 06, 2006 |
| Book Page | 1209/0857 |
| Instrument | 2006-0055579 |
| Name | THE HOME BANK |
|---|---|
| Address | MURPHY, NC 28906 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Min Rate At Change | 4% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1924 COOK BRIDGE RD, MURPHY, NC 28906-8189 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01347/0431 |
|---|---|
| Date | Jan 30, 2009 |
| Book Page | 1347/0431 |
| Instrument | 2009-0000574 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1924 COOK BRIDGE RD, MURPHY, NC 28906-8189 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1924 COOK BRIDGE RD, MURPHY, NC 28906-8189 |
| Document Number | 01756/1011 |
|---|---|
| Date | May 13, 2024 |
| Book Page | 1756/1011 |
| Instrument | 2278 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1924 COOK BRIDGE RD, MURPHY, NC 28906-8189 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01189/0602 |
|---|---|
| Date | Oct 27, 2005 |
| Book Page | 1189/0602 |
| Instrument | 2005-0051841 |
| Name | THE HOME BANK |
|---|---|
| Address | COPPERHILL, TN 37317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 10, 2026 |
| Property Address | 1924 COOK BRIDGE RD, MURPHY, NC 28906-8189 |
| Document Number | 0001797/30 |
| Book / Page | 1797 / 30 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 1145 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $921.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1059 PLEASANT HILL RD, MURPHY, NC 28906-9607 |
| Name | Verified Name |
|---|---|
| Address | 1924 COOK BRIDGE RD, MURPHY, NC 28906-8189 |
| Document Number | 0000179733 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 1797/33 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Dec 01, 2020 |
| Property Address | 1924 COOK BRIDGE RD, MURPHY, NC 28906-8189 |
| Document Number | 001666/198 |
| Book / Page | 1666 / 198 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 7366 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3660 E BAY DR # DR1318, DR1318, LARGO, FL 33771-1969 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2753, PALMER, AK 99645-2753 |
| Document Number | 0001666203 |
|---|---|
| Date | Dec 01, 2020 |
| Instrument | 1666/203 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,212.00 | $323,850 (-) | $323,850 (-) Land $34,070 Building $289,780 |
| 2023 | $323,850 | $323,850 Land $34,070 Building $289,780 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Moderate above 60% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 515 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| CND Acquisition | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Blue Ridge Mountain Electric Membership. Availability varies by address; speeds are provider-advertised maximums, not measured.
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