1924 Clovia Ln, Memphis, TN 38114 Property Records

Shelby County property record for 1924 Clovia Ln, Memphis, TN 38114

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 796 sqft · built 1950
Lot Size0.153 acres (6,671 sqft)
OwnerIndividual Name on File
Last Sale$32,500 (Nov 2023)
Tax Bill$322 (2025)
Deeds & MortgagesSep 2025 Mortgage
Nov 2023 Sale
Flood ZoneZone X (minimal risk)
APN03-1087-0-0046

Property Details

APN / Parcel Number

Primary APN03-1087-0-0046

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area796 sqft Living Area
1st Floor Area796 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleTraditional
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,671 sqft (0.153 acres)
Lot Dimensions120 ft deep x 50 ft wide
PorchOpen Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemOther
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address1924 CLOVIA LN
CityMEMPHIS
StateTN
Zip38114-2928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionWS CLOVIA LANE WEST
Legal SubdivisionCHANDLER & CHANDLER CLOVERDALE
Legal Lot Number84
JurisdictionSHELBY TN
Township / Civil Division10
Census Block Group2
Census Block2018
Census Tract6500

Owner

1924 Clovia Ln is owned by an individual who bought it in November 2023.

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address7407 PEPPERMILL LN, MEMPHIS, TN 38125-3589
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · Conventional Mortgage
NEXA MORTGAGE LLC
Nov 9, 2023Warranty Deed, Transfer
NEXUS TITLE ESCROW LLC, NEXUS TITLE & ESCROW LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2023 · Amount on File
Deed SaleNov 9, 2023 · Amount on File
Deed Document Number202396333
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address1924 CLOVIA LN, MEMPHIS, TN 38114-2928
Transaction TypeMortgage
Record UpdatedSep 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7407 IPEPPERMILL LANE, MEMPHIS, TN 38125

Mortgage

Document Number0025079650
DateSep 16, 2025
Instrument25079650
Lender
NameNEXA MORTGAGE LLC
TypeMortgage Company
AddressMESA, AZ 85212
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055
Prepayment Penalty00 Months

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateNov 9, 2023
Property Address1924 CLOVIA LN, MEMPHIS, TN 38114-2928
Document Number0023096333
Map ReferenceMB 13 PG 65
Instrument DateNov 8, 2023
Instrument23096333
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyNEXUS TITLE ESCROW LLC, NEXUS TITLE & ESCROW LLC

Transaction

AmountAmount on Record
Tax$120.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7407 PEPPERMILL LN, MEMPHIS, TN 38125-3589

Tax Assessment & Valuation

The 2025 property tax bill for 1924 Clovia Ln was $322.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$322.00$11,975 Land $2,750 Building $9,225$47,900 Land $11,000 Building $36,900
2023$7,250 Land $1,125 Building $6,125
2022$441.00
2021$29,000 Land $4,500 Building $24,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1924 Clovia Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1980–1983)
Most Recent ClaimNov 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1924 Clovia Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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