19232 Seneca Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 19232 Seneca Ave, Big Rapids, MI 49307

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,568 sqft · built 2002
Lot Size0.621 acres (27,051 sqft)
Owner2 Individual Names on Record
Last Sale$145,000 (May 2014)
Tax Bill$2,457 (2025)
Deeds & MortgagesMar 2026 Line of Credit
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN05 049 016 000

Property Details

APN / Parcel Number

Primary APN05 049 016 000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,568 sqft Total Area
1st Floor Area1,568 sqft
Basement Area1,568 sqft
Unfinished Basement1,568 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Lot Area27,051 sqft (0.621 acres)
Lot Dimensions160 ft deep x 169 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area100 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address19232 SENECA LN
CityBIG RAPIDS
StateMI
Zip49307-9508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 23 T15N R10W INDIAN VILLAGE ESTATES LOT 16
Legal Range10W
Legal Township15N
Legal Section23
Legal SubdivisionINDIAN VILLAGE ESTATES
Legal Lot Number16
JurisdictionMECOSTA MI
Township / Civil DivisionBIG RAPIDS
Census Block Group1
Census Block1047
Census Tract960701

Owner

Source: Mecosta County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19232 SENECA LN, BIG RAPIDS, MI 49307-9508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2026Deed of Trust, Mortgage · Line of Credit
WEST CAPITAL LENDING INC
May 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
CHEMICAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2014 · Amount on Record
Deed SaleMay 16, 2014 · Amount on Record
Prior SaleDec 26, 2012 · Amount on Record
Deed Document Number20143564
Deed Book / Page844 / 1419
Prior Transfer DateNov 23, 2012
Prior Transfer Doc00829/0568
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECOSTA MI
Property Address19232 SENECA LN, BIG RAPIDS, MI 49307-9508
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00939/2060
DateMar 3, 2026
Book Page939/2060
Instrument202600001117
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 20, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECOSTA MI
Property Address19232 SENECA AVE, BIG RAPIDS, MI 49307-9508
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number875/1079
DateMay 19, 2017
Book Page875/1079
Instrument201700003898
Lender
NameCHEMICAL BANK
TypeBank
AddressWYOMING, MI 49519
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2032

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMecosta County
County SubdivisionBig Rapids Charter Township
Unified School DistrictBig Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$143,300 (+6.7%)$286,600 (+6.7%)
2025$2,457.00 (+2.2%) Homeowner's exemption$134,300 (+28.15%)$268,600 (+28.15%)
2024$2,404.00
2023$104,800$209,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Point Broadband
Fixed Wireless
100 / 20

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