19232 Nelson Ct, Valley Lee, MD 20692 Property Records

St. Mary's County property record for 19232 Nelson Ct, Valley Lee, MD 20692

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,864 sqft · built 2003
Lot Size	3.29 acres (143,312 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Mar 2022)
Tax Bill	$6,352 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-039494`

Property Details

APN / Parcel Number

Primary APN	`02-039494`
Alternative APNs	`2039494` `039494`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,864 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	143,312 sqft (3.29 acres)
Garage Type	Mixed
Garage Area	1,668 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	306 sqft
Deck Area	203 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	039494
Street Address	19232 NELSON CT
City	VALLEY LEE
State	MD
Zip	20692-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 7 SECTION 2 PHASE 1 ABERDEEN SUBD
Legal Subdivision	ABERDEEN SUB
Legal Phase	1
Legal Lot Number	7
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	1
Census Block	1012
Census Tract	876102

Owner

19232 Nelson Ct is owned and occupied by an individual who bought it in March 2022.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	19232 NELSON CT, VALLEY LEE, MD 20692-3006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Special Warranty Deed, Transfer · VA Mortgage USAA FSB
Nov 18, 2019	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP
May 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on File
Deed Sale	Mar 17, 2022 · Amount on File
Prior Sale	Nov 18, 2019 · Amount on File
Deed Book / Page	6097 / 50
Transfer Doc	0000002779
Record Updated	Oct 29, 2026

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST MARY'S MD
Recording Date	Mar 17, 2022
Property Address	19232 NELSON CT, VALLEY LEE, MD 20692-3006
Document Number	0060970050
Book / Page	6097 / 50
Map Reference	LB EWA 47 FO 99
Instrument Date	Mar 11, 2022
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 43, SPRING LAKE, MN 56680-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19232 NELSON CT, VALLEY LEE, MD 20692-3006

Mortgage

Document Number	0000609759
Date	Mar 17, 2022
Instrument	6097/59

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Nov 18, 2019
Property Address	19232 NELSON CT, VALLEY LEE, MD 20692-3006
Document Number	0052080029
Book / Page	5208 / 029
Map Reference	LB EWA 47 FO 99
Instrument Date	Oct 31, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TRUE NORTH T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19232 NELSON CT, VALLEY LEE, MD 20692-3006

Mortgage

Document Number	5208037
Date	Nov 18, 2019
Instrument	5208/037

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST MARY'S MD
Recording Date	May 10, 2018
Property Address	19232 NELSON CT, VALLEY LEE, MD 20692-3006
Document Number	0048660110
Book / Page	004866 / 000110
Instrument Date	May 4, 2018
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	19232 NELSON CT VALLEY LEE MD 206923006, VALLEY LEE, MD 20692-3006

Tax Assessment & Valuation

The 2025 property tax bill for 19232 Nelson Ct was $6,352.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,433 (+2.38%)	$627,300 (+7.14%) Land $131,400 Building $495,900
2025	$6,352.00	$585,500 Land $131,400 Building $454,100	$585,500 Land $131,400 Building $454,100
2023	$5,716.00	$525,700	$585,500 Land $131,400 Building $454,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19232 Nelson Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19232 Nelson Ct is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 90% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Nelson Ct

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