19232 Frog Level Rd, Ruther Glen, VA 22546 Property Records

Caroline County property record for 19232 Frog Level Rd, Ruther Glen, VA 22546

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 5,002 sqft · built 2018
Lot Size4.96 acres (216,232 sqft)
OwnerIndividual Name on File
Tax Bill$4,726 (2026)
Deeds & MortgagesJan 2021 Mortgage
Mar 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN103-A-28A

Property Details

APN / Parcel Number

Primary APN103-A-28A
Alternative APN
  • 25527

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area5,002 sqft Living Area
Gross Area10,051 sqft
1st Floor Area2,600 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialVinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area216,232 sqft (4.96 acres)
TerrainRolling
Garage Area1,512 sqft
Parking Spaces2 Parking Spaces
Kennel1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number25527
Street Address19232 FROG LEVEL RD
CityRUTHER GLEN
StateVA
Zip22546-4300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionW J BLANTON PARCEL B
Legal SubdivisionW J BLANTON
JurisdictionCAROLINE VA
Township / Civil DivisionREEDY CHURCH
Census Block Group1
Census Block1009
Census Tract30600

Owner

19232 Frog Level Rd is owned and occupied by an individual.

Source: Caroline County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address19232 FROG LEVEL RD, RUTHER GLEN, VA 22546-4300
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Mar 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
GEORGE MASON MORTGAGE LLC
May 13, 2019Deed of Trust, Mortgage · Line of Credit
UNITED BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE VA
Property Address19232 FROG LEVEL RD, RUTHER GLEN, VA 22546-4300
Transaction TypeMortgage
Record UpdatedMar 11, 2021
Title CompanyAYRES TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1418632
DateJan 29, 2021
Book Page1418/632
Instrument200000595
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE VA
Property Address19232 FROG LEVEL RD, RUTHER GLEN, VA 22546-4300
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAYRES TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1334320
DateMar 29, 2019
Book Page1334/320
Instrument190990
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE VA
Property Address19232 FROG LEVEL RD, RUTHER GLEN, VA 22546-4300
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1338389
DateMay 13, 2019
Book Page1338/389
Instrument191574
Lender
NameUNITED BANK
TypeBank
AddressCHARLOTTESVILLE, VA 22901
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMay 15, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 19232 Frog Level Rd was $4,726, down 99.2% from the year before.

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,726.00 (-99.25%)$814,860 Land $59,800 Building $755,060
2025$627,442.00$814,860 Land $59,800 Building $755,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19232 Frog Level Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19232 Frog Level Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

Nearby Properties on Frog Level Rd

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