19230 Racheals Loop, Athens, AL 35611 Property Records

Limestone County property record for 19230 Racheals Loop, Athens, AL 35611

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,240 sqft · built 2020
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$241,300 (May 2023)
Tax Bill	$755 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1003052005012000`

Property Details

APN / Parcel Number

Primary APN	`1003052005012000`
Alternative APNs	`11002854` `20553`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,240 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	298 ft deep x 65.5 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	11002854
Street Address	19230 RACHEALS LOOP
City	ATHENS
State	AL
Zip	35611-4881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:2 CITY/MUNI/TWP:ATHENS SUBD:ELLENWOOD SEC/TWN/RNG/MER:SEC 00 TWN 03S RNG 04W
Legal Subdivision	ELLENWOOD
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	1
Census Block	1034
Census Tract	20600

Owner

Source: Limestone County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19230 RACHEALS LOOP, ATHENS, AL 35611-4881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Aug 31, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SYNOVUS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	0202329456
Deed Book / Page	2023 / 29456
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	May 3, 2023
Property Address	19230 RACHEALS LOOP, ATHENS, AL 35611-4881
Document Number	2023/29456
Book / Page	2023 / 29456
Map Reference	MB 2016 PG 25441
Instrument Date	May 2, 2023
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19230 RACHEALS LOOP, ATHENS, AL 35611-4881

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25850 COTTON BELT RD, ELKMONT, AL 35620-8028

Mortgage

Document Number	2023029458
Date	May 3, 2023
Instrument	2023/029458

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Aug 31, 2020
Property Address	19230 RACHEALS LOOP, ATHENS, AL 35611-4881
Document Number	2020/75949
Book / Page	2020 / 75949
Map Reference	MB H PG 83
Instrument Date	Aug 28, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10450 JIM RUSSELL LN, 10450, ATHENS, AL 35611-6981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19230 RACHEALS LOOP, ATHENS, AL 35611-4881

Mortgage

Document Number	202075951
Date	Aug 31, 2020
Instrument	2020/75951

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Athens City
County	Limestone County
Unified School District	Athens City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$755.00 (+4.43%) Homeowner's exemption	$20,200 (+4.12%)	$201,900 (+4.13%) Land $29,000 Building $172,900
2024	$723.00 (+9.88%) Homeowner's exemption	$19,400 (+9.11%)	$193,900 (+9.06%) Land $27,500 Building $166,400
2023	$658.00 (+6.3%) Homeowner's exemption	$17,780 (+5.71%)	$177,800 (+5.71%) Land $25,000 Building $152,800
2022	$619.00 Homeowner's exemption	$16,820	$168,200 Land $27,000 Building $141,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1989–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Chlorine dioxide resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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