1923 Vale Dr, Clermont, FL 34711 Property Records

Lake County property record for 1923 Vale Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,520 sqft · built 2002
Lot Size	0.338 acres (14,735 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Mar 2020)
Tax Bill	$3,903 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-22-26-1955-000-19200`

Property Details

APN / Parcel Number

Primary APN	`20-22-26-1955-000-19200`
Alternative APNs	`262220195500019200` `3806789`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,520 sqft Living Area
Gross Area	3,982 sqft
1st Floor Area	1,529 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,735 sqft (0.338 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	143 sqft
Patio Area	465 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3806789
Street Address	1923 VALE DR
City	CLERMONT
State	FL
Zip	34711-5179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CLERMONT SKYRIDGE VALLEY PHASE II SUB LOT 192 PB 45 PGS 46-48 ORB 5443 PG 2159
Legal Range	26E
Legal Township	22S
Legal Section	20
Legal Subdivision	CLERMONT SKYRIDGE VALLEY PHASE II SUB
Legal Tract	1955
Legal Lot Number	192
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1010
Census Tract	31320

Owner

1923 Vale Dr is owned and occupied by two individuals who bought it in March 2020.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1923 VALE DR, CLERMONT, FL 34711-5179
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP
Mar 24, 2020	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Mar 29, 2018	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS
May 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2020 · Amount on File
Deed Sale	Mar 24, 2020 · Amount on File
Prior Sale	May 10, 2017 · Amount on File
Deed Document Number	202035559
Deed Book / Page	5443 / 2159
Prior Transfer Date	Jan 13, 2017
Prior Transfer Doc	0049430145
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1923 VALE DR, CLERMONT, FL 34711-5179
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1923 VALE DR, CLERMONT, FL 34711-5179

Mortgage

Document Number	0058031460
Date	Sep 28, 2021
Book Page	5803/1460
Instrument	2021133998

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Apr 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 24, 2020
Property Address	1923 VALE DR, CLERMONT, FL 34711-5179
Document Number	0054432159
Book / Page	5443 / 2159
Map Reference	MB 45 PG 46-48
Instrument Date	Mar 20, 2020
Instrument	2020035559
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	EQUITABLE TTL OF DR PHILLIPS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1923 VALE DR, CLERMONT, FL 34711-5179

Mortgage

Document Number	0054432161
Date	Mar 24, 2020
Instrument	5443/2161

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	1923 VALE DR, CLERMONT, FL 34711-5179
Document Number	0050960324
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1923 VALE DR CLERMONT FL 347115179, CLERMONT, FL 34711-5179

Mortgage

Document Number	0050960324
Date	Apr 17, 2018
Book Page	005096/000324
Instrument	44125

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	May 10, 2017
Property Address	1923 VALE DR, CLERMONT, FL 34711-5179
Document Number	0049430145
Book / Page	004943 / 000145
Instrument Date	Jan 13, 2017
Instrument	51293
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Amount	Amount on Record
Tax	$546.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1923 VALE DR CLERMONT FL 347115179, CLERMONT, FL 34711-5179

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,640 (+2.9%)	$475,259 (-) Land $112,000 Building $363,259
2025		$277,590 Land $112,000 Building $165,590	$475,259 Land $112,000 Building $363,259
2024	$3,903.00 (+1.99%)
2023	$3,827.00 (+3.1%) Homeowner's exemption	$261,920 (+3%)	$463,359 (+38.7%) Land $78,400 Building $384,959
2022	$3,712.00 Homeowner's exemption	$254,300	$334,062 Land $50,400 Building $283,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1923 Vale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1923 Vale Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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