1923 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 1923 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,744 sqft · built 2013
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$735,000 (Apr 2025)
Tax Bill	$6,744 (2025)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-32-2750-00200-0180`

Property Details

APN / Parcel Number

Primary APN	`18-12-32-2750-00200-0180`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,744 sqft Living Area
Gross Area	2,887 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2015
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,501 sqft (0.172 acres)
Driveway	Concrete Driveway
Driveway Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1923 S CENTRAL AVE
City	FLAGLER BEACH
State	FL
Zip	32136-3946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FUQUAY SUB DIV BL-20 LOT 18 & N1/2 LOT 17 OR 386 PG 780 OR 679/1782 OR 1895/1290 OR 2030/1232 OR 2055/212 OR 2055/234 OR 2458/1844 OR 2458/1867-CEPURA/FINN TRUST
Legal Range	32E
Legal Township	12S
Legal Section	18
Legal Subdivision	FUQUAY SUB
Legal Block	20
Legal Lot Number	18
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3075
Census Tract	60302

Owner

1923 S Central Ave is owned and occupied by two individuals who bought it in April 2025.

Source: Flagler County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1923 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Aug 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 16, 2020	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025 · Amount on File
Deed Sale	Apr 2, 2025 · Amount on File
Prior Sale	Aug 29, 2014 · Amount on File
Deed Document Number	202513892
Deed Book / Page	2948 / 1970
Prior Transfer Date	May 3, 2021
Prior Transfer Doc	0025971866
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Aug 23, 2021
Property Address	1923 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3946
Document Number	0025971889
Book / Page	2597 / 1889
Map Reference	OR 386 PG 780
Instrument Date	May 3, 2021
Instrument	2021046184
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1923 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3946

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Aug 23, 2021
Property Address	1923 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3946
Document Number	0025971866
Book / Page	2597 / 1866
Map Reference	MB 1895 PG 1290
Instrument Date	May 3, 2021
Instrument	2021046182
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1923 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3946

Mortgage

Document Number	25971870
Date	Aug 23, 2021
Instrument	2597/1870

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jun 1, 2036

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 16, 2020
Property Address	1923 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3946
Document Number	0024581867
Book / Page	002458 / 001867
Instrument Date	Mar 31, 2020
Instrument	26987
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1923 S CENTRAL AVE FLAGLER BEACH FL 321363946, FLAGLER BEACH, FL 32136-3946

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 16, 2020
Property Address	1923 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3946
Document Number	0024581844
Book / Page	002458 / 001844
Instrument Date	Mar 31, 2020
Instrument	26985
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1923 S CENTRAL AVE FLAGLER BEACH FL 321363946, FLAGLER BEACH, FL 32136-3946

Mortgage

Document Number	24581848
Date	Jul 16, 2020
Book Page	002458/001848
Instrument	26986

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 15, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1923 S Central Ave was $6,744, up 2.9% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,744.00 (+2.87%)	$388,926	$716,458 Land $261,500 Building $454,958
2024	$6,556.00 (+2.68%)
2023	$6,385.00 (+2.6%) Homeowner's exemption	$366,957 (+3%)	$600,872 (+3.72%) Land $175,000 Building $425,872
2022	$6,223.00 Homeowner's exemption	$356,269	$579,324 Land $175,000 Building $404,324

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1923 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 239 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	253 units insured incl. 14 condo units
Nearby Flood Claims	200 (1991–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 38 claims Hurricane Irma, Sep 2017 · 91 claims Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1923 S Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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