San Joaquin County property record for 1923 Meritt Dr, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,857 sqft · built 2004 |
| Lot Size | 0.115 acres (5,005 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Jul 2004) |
| Tax Bill | $8,902 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 252-300-750-000 |
| Primary APN | 252-300-750-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,857 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,005 sqft (0.115 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 252-300-75 |
|---|---|
| Street Address | 1923 MERITT DR |
| City | TRACY |
| State | CA |
| Zip | 95304-5919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 |
| Legal Subdivision | EASTLAKE |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 5214 |
1923 Meritt Dr is owned and occupied by two individuals who acquired it in October 2010.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1923 MERITT DR, TRACY, CA 95304-5919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Oct 21, 2019 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2004 · Amount on File |
| Deed Sale | Jul 9, 2004 · Amount on File |
| Prior Sale | Apr 30, 2004 · Amount on File |
| Deed Document Number | 2004152162 |
| Last Transfer Date | Oct 15, 2010 |
| Transfer Doc | 0000140448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1923 MERITT DR, TRACY, CA 95304-5919 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1923 MERITT DR, TRACY, CA 95304-5919 |
| Document Number | 0000034593 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022-034593 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1923 MERITT DR, TRACY, CA 95304-5919 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1923 MERITT DR, TRACY, CA 95304-5919 |
| Document Number | 0000044497 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 2021-044497 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1923 MERITT DR, TRACY, CA 95304-5919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000119596 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 2019-119596 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 16, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1923 MERITT DR, TRACY, CA 95304-5919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000054689 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 2020-054689 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2026 property tax bill for 1923 Meritt Dr was $8,902, down 7% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,902.00 (-7.03%) | ||
| 2025 | $9,575.00 | $710,723 Land $211,837 Building $498,886 | |
| 2023 | $8,743.00 (-1.06%) | $683,126 Land $203,612 Building $479,514 | $810,090 |
| 2022 | $8,837.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1923 Meritt Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1923 Meritt Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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