1923 Hugo St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1923 Hugo St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,901 sqft · built 1981
Lot Size	0.414 acres (18,034 sqft)
Owner	Individual Name on File
Last Sale	$430,025 (Aug 2022)
Tax Bill	$7,854 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-07-586-0010-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-586-0010-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,901 sqft Living Area
1st Floor Area	2,901 sqft
Basement Area	1,581 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	18,034 sqft (0.414 acres)
Lot Depth	186 ft Depth
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1923 HUGO ST
City	SAINT CLAIR
State	MI
Zip	48079-5298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	LOT 27 OAKWOOD SUBD NO 3
Legal Subdivision	OAKWOOD
Legal Lot Number	27
Legal Unit	27
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	5
Census Block	5017
Census Tract	642000

Owner

1923 Hugo St is owned and occupied by an individual who bought it in August 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1923 HUGO ST, SAINT CLAIR, MI 48079-5298
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Nov 3, 2017	Warranty Deed, Transfer ASK SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2022 · Amount on File
Deed Sale	Aug 5, 2022 · Amount on File
Prior Sale	Nov 3, 2017 · Amount on File
Deed Document Number	202218632
Deed Book / Page	5549 / 657
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 5, 2022
Property Address	1923 HUGO ST, SAINT CLAIR, MI 48079-5298
Document Number	0005549657
Book / Page	5549 / 657
Map Reference	LB 83 PG 3&4
Instrument Date	Jul 22, 2022
Instrument	2022018632
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,228.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1923 HUGO ST, 1923, SAINT CLAIR, MI 48079-5298

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005547538
Date	Aug 1, 2022
Book Page	5547/538
Instrument	2022018151

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	9.37%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 3, 2017
Property Address	1923 HUGO ST, SAINT CLAIR, MI 48079-5298
Document Number	0048860212
Book / Page	004886 / 000212
Instrument Date	Oct 16, 2017
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ASK SERVICES INC

Transaction

Amount	Amount on Record
Tax	$2,537.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9079 PHELPS RD CLAY MI 480014346, CLAY, MI 48001-4346

Tax Assessment & Valuation

The 2025 property tax bill for 1923 Hugo St was $7,854 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,200 (+1.55%)	$406,400
2025	$7,854.00 (+2.8%) Homeowner's exemption	$200,100
2024	$7,640.00		$400,200
2023		$202,600
2022	$6,540.00		$405,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1923 Hugo St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1923 Hugo St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Duke Broadband.

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