1923 Enclave Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1923 Enclave Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,714 sqft · built 1997
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Jun 2016)
Tax Bill	$2,477 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2022 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`556-07-00-027`

Property Details

APN / Parcel Number

Primary APN	`556-07-00-027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,714 sqft Living Area
1st Floor Area	1,170 sqft
Upper Floors Area	1,544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	372 sqft
Deck Area	114 sqft
Patio Area	114 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1923 ENCLAVE DR
City	MOUNT PLEASANT
State	SC
Zip	29464-6281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -THE ENCLAVE AT LONGPOINT DESCRIPTION -LOT 83 PHASE II
Legal Subdivision	THE ENCLAVE AT LONGPOINT
Legal Phase	2
Legal Lot Number	83
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1008
Census Tract	4614

Owner

1923 Enclave Dr is owned and occupied by two individuals who bought it in June 2016.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1923 ENCLAVE DR, MOUNT PLEASANT, SC 29464-6281
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Apr 13, 2022	Deed of Trust, Mortgage C T LOWNDES & COMPANY
Dec 15, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage CT LOWNDES & CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2016 · Amount on File
Deed Sale	Jun 24, 2016 · Amount on File
Prior Sale	Jan 10, 2000 · Amount on File
Deed Book / Page	563 / 459
Prior Transfer Date	Feb 25, 2013
Prior Transfer Doc	03120978
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Aug 17, 2026
Property Address	1923 ENCLAVE DR, MOUNT PLEASANT, SC 29464-6281
Document Number	0000051509
Book / Page	1409 / 896
Instrument Date	Aug 10, 2026
Instrument	202651509
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1923 ENCLAVE DR, MOUNT PLEASANT, SC 29464-6281

Mortgage

Document Number	0000051509,
Date	Aug 17, 2026
Book Page	1409/896
Instrument	202651509

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 25, 2066

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1923 ENCLAVE DR, MOUNT PLEASANT, SC 29464-6281
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010990879
Date	Apr 13, 2022
Book Page	1099/879

Lender

Name	C T LOWNDES & COMPANY
Type	Non-Lending Institution
Address	MONCKS CORNER, SC 29461

Agreement

Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1923 ENCLAVE DR, MOUNT PLEASANT, SC 29464-6281
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1923 ENLAVE DR, MOUNT PLEASANT, SC 29464-6281

Mortgage

Document Number	0010600720
Date	Dec 15, 2021
Book Page	1060/720

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	478 Months
Due	Oct 5, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1923 ENCLAVE DR, MOUNT PLEASANT, SC 29464-6281
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09880184
Date	May 7, 2021
Book Page	988/184

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1923 ENCLAVE DR, MOUNT PLEASANT, SC 29464-6281
Document Number	0682/0962
Book / Page	000682 / 000962
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0682/0962
Date	Nov 30, 2017
Book Page	000682/000962

Lender

Name	CT LOWNDES & CO
Address	513 E MAIN ST, MONCKS CORNER, SC 29461-3621

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 29, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1923 Enclave Dr was $2,477, up 12.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,477.00 (+12.28%)	$636,755 (+2,774.74%) Land $155,250 Building $481,505	$894,100 Land $220,000 Building $674,100
2024	$2,206.00	$22,150
2022	$2,030.00	$22,150	$553,700 Land $135,000 Building $418,700
2020			$553,700 Land $135,000 Building $418,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1923 Enclave Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	27 (1985–2025)
Claims Outside the SFHA	6 of 27
Most Recent Claim	Aug 2025 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Hurricane Hugo, Sep 1989 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1923 Enclave Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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