1923 Denver St, Covington, KY 41014 Property Records

Kenton County property record for 1923 Denver St, Covington, KY 41014

Property Summary

Property Type	Other Improved
Details	4 ba · 3,328 sqft · built 1909
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$212,192 (Oct 2025)
Tax Bill	$1,142 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-32-11-012.00`

Property Details

APN / Parcel Number

Primary APN	`055-32-11-012.00`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,328 sqft Finished Area

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1923 DENVER ST
City	COVINGTON
State	KY
Zip	41014-1422
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOOS & FLORER LOT 55 & PT LOT 56
Legal Subdivision	LOOS & FLORER
Legal Lot Number	55,56
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1017
Census Tract	61000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4135 ALEXANDRIA PIKE, 109, COLD SPRING, KY 41076-6801
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage TRADITIONAL BANK INC
May 14, 2021	Deed of Trust, Mortgage · Line of Credit TRADITIONAL BANK INC
Oct 30, 2025	Warranty Deed, Transfer
May 25, 2018	Grant Deed, Transfer TOWN & CNTRY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Document Number	202591
Deed Book / Page	371 / 749
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1923 DENVER ST, COVINGTON, KY 41014-1422
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900082
Date	May 14, 2021
Book Page	215/790
Instrument	21051405900082

Lender

Name	TRADITIONAL BANK INC
Type	Bank
Address	LEXINGTON, KY 40502

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Apr 28, 2031

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1923 DENVER ST, COVINGTON, KY 41014-1422
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900084
Date	May 14, 2021
Book Page	215/854
Instrument	21051405900084

Lender

Name	TRADITIONAL BANK INC
Type	Bank
Address	LEXINGTON, KY 40502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Apr 28, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 30, 2025
Property Address	1923 DENVER ST, COVINGTON, KY 41014-1422
Document Number	0005900091
Book / Page	KC 371 / 749
Instrument Date	Oct 23, 2025
Instrument	25103005900091
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4329 CRESCENT SPRINGS CT, LEXINGTON, KY 40515-4787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4135 ALEXANDRIA PIKE STE 109, 109, COLD SPRING, KY 41076-6801
Investor	Possibly a Property Investor

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	May 25, 2018
Property Address	1923 DENVER ST, COVINGTON, KY 41014-1422
Document Number	0000000176
Book / Page	0C6419 / 000036
Instrument Date	May 25, 2018
Instrument	176
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4329 CRESCENT SPRINGS CT LEXINGTON KY 405154787, LEXINGTON, KY 40515-4787

Mortgage

Document Number	179
Date	May 25, 2018
Book Page	0C6419/000039
Instrument	179

Lender

Name	TOWN & CNTRY BK
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 24, 2023

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,100 (+146.06%) Land $20,000 Building $192,100	$212,100 (+146.06%) Land $20,000 Building $192,100
2025	$1,142.00 (-0.52%)	$86,200 (-) Land $20,000 Building $66,200	$86,200 (-) Land $20,000 Building $66,200
2023	$1,148.00	$86,200 Land $20,000 Building $66,200	$86,200 Land $20,000 Building $66,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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