1923 28th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 1923 28th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,848 sqft · built 1930
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Company Names on Record
Last Sale	$165,000 (Jun 2026)
Tax Bill	$2,589 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-306-000-085.09`

Property Details

APN / Parcel Number

Primary APN	`53-306-000-085.09`
Alternative APNs	`053-306-000-085.09` `3060000859`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,734 sqft
Basement Area	720 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,882 sqft (0.158 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1923 28TH ST
City	TWO RIVERS
State	WI
Zip	54241-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	NIC TADDY`S SUB W 5` OF LOT 7 & ALL OF LOT 8
Legal Subdivision	NIC TADDYS SUB
Legal Lot Number	7,8
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	1
Census Block	1014
Census Tract	5300

Owner

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1923 28TH ST, TWO RIVERS, WI 54241-2007
Owner Type	Company
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2024	Deed of Trust, Mortgage · Line of Credit CLEVELAND STATE BANK
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage SHORELINE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Oct 29, 2012 · Amount on Record
Deed Document Number	20261295746
Deed Book / Page	3768 / 586
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	1923 28TH ST, TWO RIVERS, WI 54241-2007
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1923 28TH ST, TWO RIVERS, WI 54241-2007

Mortgage

Document Number	003627/407
Date	Jul 1, 2024
Book Page	3627/407
Instrument	1273769

Lender

Name	CLEVELAND STATE BANK
Type	Bank
Address	CLEVELAND, WI 53015

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Jun 2, 2026
Property Address	1923 28TH ST, TWO RIVERS, WI 54241-2007
Document Number	0001295746
Book / Page	3768 / 586
Instrument Date	May 29, 2026
Instrument	20261295746
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1923 28TH ST, TWO RIVERS, WI 54241-2007

Mortgage

Document Number	0001295747,
Date	Jun 2, 2026
Instrument	20261295747

Lender

Name	SHORELINE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,589.00 (+31.49%) Homeowner's exemption	$162,900 (+96.27%) Land $13,800 Building $149,100	$188,337 (+43%) Land $15,955 Building $172,382
2023	$1,969.00 Homeowner's exemption	$83,000 Land $8,600 Building $74,400	$131,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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