1923 195th St, Winterset, IA 50273 Property Records

Madison County property record for 1923 195th St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,201 sqft · built 1890
Lot Size	4.44 acres (193,406 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,500 (Aug 2022)
Tax Bill	$3,346 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340062246010000`

Property Details

APN / Parcel Number

Primary APN	`340062246010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,201 sqft Living Area
1st Floor Area	384 sqft
Basement Area	548 sqft
Unfinished Basement	548 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	193,406 sqft (4.44 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Shed	1 Shed
Granary	Granary
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1923 195TH ST
City	WINTERSET
State	IA
Zip	50273-8504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR C 4.44A IN SW NW
Legal Range	28W
Legal Township	76N
Legal Section	22
Jurisdiction	MADISON IA
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1061
Census Tract	60300

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1923 195TH ST, WINTERSET, IA 50273-8504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2018	Deed of Trust, Mortgage FARMERS & MERCHANTS BANK
Aug 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Deed Document Number	20222342
Deed Book / Page	2022 / 2342
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1923 195TH ST, WINTERSET, IA 50273-8504
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000003027
Date	Sep 18, 2018
Book Page	0000002018/0000003027

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1923 195TH ST, WINTERSET, IA 50273-8504
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2469
Date	Aug 17, 2022
Book Page	2022/2469
Instrument	2022 2469

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2037

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Aug 8, 2022
Property Address	1923 195TH ST, WINTERSET, IA 50273-8504
Document Number	02022/2342
Book / Page	2022 / 2342
Map Reference	BK 2021 PG 3929
Instrument Date	Jul 27, 2022
Instrument	2022 2342
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1923 195TH ST, WINTERSET, IA 50273-8504

Mortgage

Document Number	0020222343
Date	Aug 8, 2022
Instrument	2022 2343

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,346.00	$246,500 (+0.65%) Land $57,400 Building $189,100	$246,500 (+0.65%) Land $57,400 Building $189,100
2024	$3,346.00 (+40.59%)
2023		$244,900 Land $79,800 Building $165,100	$244,900 Land $79,800 Building $165,100
2022	$2,380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10
Rise Broadband Fixed Wireless	25 / 5

May also be available: Panora Telecommunications, Verizon.

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