19221 Baker Rd, Umatilla, FL 32784 Property Records

Lake County property record for 19221 Baker Rd, Umatilla, FL 32784

Property Summary

Property Type	Pasture
Details	4 bd · 2 ba · 3,482 sqft · built 2019
Lot Size	21.2 acres (925,954 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Aug 2018)
Tax Bill	$5,119 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-18-27-0002-000-00700`

Property Details

APN / Parcel Number

Primary APN	`05-18-27-0002-000-00700`
Alternative APNs	`271805000200000700` `1412668`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,482 sqft Gross Area
1st Floor Area	2,498 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	925,954 sqft (21.2 acres)
View / Lot	Wetland
Garage Type	Attached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	544 sqft
Porch	Finished/Open Porch
Porch Area	472 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1412668
Street Address	19221 BAKER RD
City	UMATILLA
State	FL
Zip	32784-7972
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Local Zoning Code	A
Legal Description	E 1/2 OF E 1/2 OF W 1/2 OF NW 1/4 OF SEC 5-18-27 ORB 5163 PG 320
Legal Range	27E
Legal Township	18S
Legal Section	5
Legal Quarter	2
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0002
Legal Block	2
Legal Lot Number	7
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2021
Census Tract	30109

Owner

Source: Lake County records · APN 05-18-27-0002-000-00700

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19221 BAKER RD, UMATILLA, FL 32784-7972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Line of Credit UNITED SOUTHERN BANK
Jan 27, 2020	Deed of Trust, Mortgage · Line of Credit UNITED SOUTHERN BANK
Aug 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 31, 2018	Grant Deed, Transfer ATTORNEY ONLY
Dec 26, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Dec 26, 2017 · Amount on Record
Deed Document Number	2018102536
Deed Book / Page	5163 / 320
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	19221 BAKER RD, UMATILLA, FL 32784-7972
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19221 BAKER RD, UMATILLA, FL 32784-7972

Mortgage

Document Number	0062762344
Date	Jan 30, 2024
Book Page	6276/2344
Instrument	2024010707

Lender

Name	UNITED SOUTHERN BANK
Type	Bank
Address	UMATILLA, FL 32784

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 16, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	19221 BAKER RD, UMATILLA, FL 32784-7972
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054110877
Date	Jan 27, 2020
Book Page	5411/0877
Instrument	2020010037

Lender

Name	UNITED SOUTHERN BANK
Type	Bank
Address	UMATILLA, FL 32784

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 13, 2040

Interest

Rate Type	Adjustable Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Aug 31, 2018
Property Address	19221 BAKER RD, UMATILLA, FL 32784-7972
Document Number	0051630323
Book / Page	005163 / 000323
Instrument Date	Aug 29, 2018
Instrument	102537
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 153 ALTOONA FL 327020153, ALTOONA, FL 32702-0153

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Aug 31, 2018
Property Address	19221 BAKER RD, UMATILLA, FL 32784-7972
Document Number	0051630320
Book / Page	005163 / 000320
Instrument Date	Aug 29, 2018
Instrument	102536
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1501 COBBLE LN MOUNT DORA FL 327576213, MOUNT DORA, FL 32757-6213

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 26, 2017
Property Address	19221 BAKER RD, UMATILLA, FL 32784-7972
Document Number	0050450322
Book / Page	005045 / 000322
Instrument Date	Dec 07, 2017
Instrument	137115
Transaction Type	Transfer
Record Updated	Jan 05, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 192 SORRENTO FL 327760192, SORRENTO, FL 32776-0192

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,893 (+2.87%)	$529,526 (-0.14%) Land $159,309 Building $370,217
2025	$5,119.00 (+2.3%) Homeowner's exemption	$361,513 (+5.92%) Land $92,192 Building $269,321	$530,249 (+1.9%) Land $92,192 Building $438,057
2024	$5,004.00 (+7.91%)
2023	$4,637.00 (+4.02%) Homeowner's exemption	$341,303 (+2.97%)	$520,340 (+5.77%) Land $92,192 Building $428,148
2022	$4,458.00 Homeowner's exemption	$331,473	$491,931 Land $64,506 Building $427,425

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 12 locations within half a mile of this property.

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