19220 5th St E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 19220 5th St E, Lake Tapps, WA 98391

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.25 ba · 4,631 sqft · built 2004
Lot Size0.762 acres (33,180 sqft)
Owner2 Individual Names on File
Last Sale$529,076 (Nov 2004)
Tax Bill$12,031 (2026)
Deeds & MortgagesSep 2020 Mortgage
Aug 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN700159-0-120

Property Details

APN / Parcel Number

Primary APN700159-0-120

Interior

Bedrooms5 Beds
Full Baths3.25 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area4,631 sqft Living Area
Gross Area5,369 sqft
1st Floor Area936 sqft
AtticAttic
Attic Area348 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2007
Architectural StyleBi-Level
Exterior MaterialFrame Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area33,180 sqft (0.762 acres)
Garage TypeAttached
Garage Area738 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area1,728 sqft
Shed1 Shed
Shed Area348 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address19220 5TH ST E
CityLAKE TAPPS
StateWA
Zip98391-5619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionSECTION 04 TOWNSHIP 20 RANGE 05 QUARTER 42 ESTATES AT BOWMAN LAKE PH I: ESTATES AT BOWMAN LAKE PH I NW OF SE 04-20-05E L 12 TOG/W UNDIV INT IN TR AA,BB,CC,GG, HH,MM & NN APPROX 33,180 SQ FT EASE OF REC OUT OF 1-044 SEG R0646 5/22/03MD
Legal Range05
Legal Township20
Legal Section04
Legal SubdivisionESTATES AT BOWMAN LAKE PH I
Legal Phase1
Legal Lot Number12
JurisdictionPIERCE WA
Township / Civil DivisionPUYALLUP
Census Block Group1
Census Block1004
Census Tract70315

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address19220 5TH ST E, LAKE TAPPS, WA 98391-5619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Aug 3, 2018Deed of Trust, Mortgage · Conventional Mortgage
US BK
Aug 3, 2018Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2004 · Amount on File
Deed SaleNov 5, 2004 · Amount on File
Deed Document Number2004590
Last Transfer DateJul 25, 2005
Transfer Doc0000000796
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address19220 5TH ST E, LAKE TAPPS, WA 98391-5619
Document Number2009140357
Instrument DateSep 9, 2020
Transaction TypeMortgage
Record UpdatedSep 29, 2020
Title CompanyVANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19220 5TH ST E LAKE TAPPS WA 983915619, LAKE TAPPS, WA 98391-5619

Mortgage

Document Number2009140357
DateSep 14, 2020
Instrument202009140357
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 13, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address19220 5TH ST E, LAKE TAPPS, WA 98391-5619
Document Number1808080183
Instrument DateAug 3, 2018
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyFIRST AMERICAN TITLE, 1ST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19220 5TH ST E LAKE TAPPS WA 983915619, LAKE TAPPS, WA 98391-5619

Mortgage

Document Number1808080183
DateAug 8, 2018
Instrument201808080183
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 7, 2048

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address19220 5TH ST E, LAKE TAPPS, WA 98391-5619
Document Number1808090538
Instrument DateAug 3, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyFIRST AMERICAN TITLE, 1ST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19220 5TH ST E LAKE TAPPS WA 983915619, LAKE TAPPS, WA 98391-5619

Mortgage

Document Number1808090538
DateAug 9, 2018
Instrument201808090538
Lender
NameUS BK
TypeBank
AddressFARGO, ND 58103
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 8, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictDieringer School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,031.00 (-0.69%)$1,166,500 (-3.9%) Land $397,700 Building $768,800$1,166,500 (-3.9%) Land $397,700 Building $768,800
2025$12,115.00 (+10.78%)$1,213,900 (+9.5%) Land $408,800 Building $805,100$1,213,900 (+9.5%) Land $408,800 Building $805,100
2024$10,936.00 (+4.58%)$1,108,600 (+3.19%) Land $401,900 Building $706,700$1,108,600 (+3.19%) Land $401,900 Building $706,700
2023$10,457.00$1,074,300 Land $385,600 Building $688,700$1,074,300 Land $385,600 Building $688,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONNEY LAKE WATER DEPARTMENT CITY
serves 43,371 people · EPA ID WA5307650
Water SourcePurchased surface water from CITY OF TACOMA WATER DIVISION
Last State InspectionOct 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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