1922 Spring Garden Ave, Berwick, PA 18603 Property Records

Columbia County property record for 1922 Spring Garden Ave, Berwick, PA 18603

Property Summary

Property Type	Single Family Home
Details	1,504 sqft · built 1900
Lot Size	0.371 acres (16,161 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (Oct 2025)
Tax Bill	$2,221 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04D,02-010-00,000`

Property Details

APN / Parcel Number

Primary APN	`04D,02-010-00,000`
Alternative APN	`04 D020100 000`

Interior

Building Area	1,504 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	16,161 sqft (0.371 acres)

Location & Zoning

Street Address	1922 SPRING GARDEN AVE
City	BERWICK
State	PA
Zip	18603-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SURVEY OF THOMAS A BAFILE
Jurisdiction	COLUMBIA PA
Township / Civil Division	BERWICK
Census Block Group	3
Census Block	3034
Census Tract	50700

Owner

Source: Columbia County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1922 SPRING GARDEN AVE, BERWICK, PA 18603-2533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Feb 8, 2021	Deed, Transfer · VA Mortgage STEARNS LENDING LLC
May 21, 2019	Grant Deed, Transfer · VA Mortgage USAA
Mar 29, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Feb 8, 2021 · Amount on Record
Deed Document Number	20258147
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA PA
Property Address	1922 SPRING GARDEN AVE, BERWICK, PA 18603-2533
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BERRY FARM LN, BERWICK, PA 18603-5928

Mortgage

Document Number	0000008148
Date	Oct 21, 2025
Instrument	202508148

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COLUMBIA PA
Recording Date	Feb 8, 2021
Property Address	1922 SPRING GARDEN AVE, BERWICK, PA 18603-2533
Document Number	0000001164
Map Reference	MB 8 PG 150
Instrument Date	Dec 15, 2020
Instrument	202101164
Transaction Type	Transfer
Record Updated	May 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1922 SPRING GARDEN AVE, 1922, BERWICK, PA 18603-2533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1922 SPRING GARDEN AVE, BERWICK, PA 18603-2533

Mortgage

Document Number	0000001165
Date	Feb 8, 2021
Instrument	202101165

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA PA
Recording Date	May 21, 2019
Property Address	1922 SPRING GARDEN AVE, BERWICK, PA 18603-2533
Document Number	0000003730
Instrument Date	May 6, 2019
Instrument	3730
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	MADISON SETTLEMENTS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1922 SPRING GARDEN AVE BERWICK PA 186032533, BERWICK, PA 18603-2533

Mortgage

Document Number	3731
Date	May 21, 2019
Instrument	3731

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA PA
Recording Date	Mar 29, 2017
Property Address	1922 SPRING GARDEN AVE, BERWICK, PA 18603-2533
Document Number	0000002406
Instrument Date	Mar 28, 2017
Instrument	2406
Transaction Type	Transfer
Record Updated	Apr 7, 2017

Transaction

Amount	Amount Recorded
Tax	$580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1528 FAIRVIEW AVE BERWICK PA 186032611, BERWICK, PA 18603-2611

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Columbia County
Municipality	Berwick Borough
Unified School District	Berwick Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,221.00 (+5.06%)	$23,847 (-)
2024	$2,114.00 (+7.31%)	$23,847 (-) Land $5,251 Building $18,596
2023	$1,970.00	$23,847 Land $5,251 Building $18,596
1992			$47,693 (-) Land $10,501 Building $37,192
1974			$47,693 Land $10,501 Building $37,192

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN WATER BERWICK private · serves 15,282 people · EPA ID PA4190013
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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