1922 S 22nd St, Waco, TX 76706 Property Records

McLennan County property record for 1922 S 22nd St, Waco, TX 76706

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,112 sqft · built 2023
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Tax Bill	$7,028 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-014200-013700-0`

Property Details

APN / Parcel Number

Primary APN	`48-014200-013700-0`
Alternative APNs	`4801420001370000111` `171846`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area
1st Floor Area	2,112 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Duplex Single
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Porch	Open Porch
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1922 S 22ND ST
City	WACO
State	TX
Zip	76706-6310
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	EZELL LOT 16 BLOCK 15 ACRES .1894
Legal Subdivision	EZELL
Legal Block	15
Legal Lot Number	16
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1037
Census Tract	598

Owner

1922 S 22nd St, a duplex, is owned and occupied by an individual who acquired it in May 2024.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1922 S 22ND ST, WACO, TX 76706-6310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Sep 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage CAKE MORTGAGE CORP
May 21, 2024	Warranty Deed, Transfer AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2024
Deed Sale	May 21, 2024
Prior Sale	Nov 22, 2022
Deed Document Number	202415044
Prior Transfer Date	Aug 19, 2022
Prior Transfer Doc	0000034651
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1922 S 22ND ST, WACO, TX 76706-6310
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 KENDRICK LN, WACO, TX 76711-1932

Mortgage

Document Number	0000047547
Date	Dec 19, 2022
Instrument	2022047547

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 16, 2023

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1922 S 22ND ST, WACO, TX 76706-6310
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 W LINCOLN AVE, MONTEBELLO, CA 90640-3112

Mortgage

Document Number	0000027445
Date	Sep 9, 2025
Instrument	2025027445

Lender

Name	CAKE MORTGAGE CORP
Type	Mortgage Company
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 21, 2024
Property Address	1922 S 22ND ST, WACO, TX 76706-6310
Document Number	0000015044
Map Reference	VOL 505 PG 650
Instrument Date	May 20, 2024
Instrument	2024015044
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1922 S 22ND ST, WACO, TX 76706-6310

Tax Assessment & Valuation

The 2025 property tax bill for 1922 S 22nd St was $7,028, up 0.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,342 (-4.24%) Land $31,763 Building $267,579	$299,342 (-4.24%) Land $31,763 Building $267,579
2025	$7,028.00 (+0.57%)	$312,610 Land $28,880 Building $283,730	$312,610 Land $28,880 Building $283,730
2024	$6,988.00
2023		$28,880 Land $28,880	$28,880 Land $28,880
2022	$647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1922 S 22nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1922 S 22nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Pavlov Media.

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