1922 Pearl St, Covington, KY 41014 Property Records

Kenton County property record for 1922 Pearl St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 720 sqft · built 1918
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (May 2023)
Tax Bill	$463 (2025)
Deeds & Mortgages	May 2023 Sale Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-14-19-023.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-19-023.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Finished Area
Gross Area	784 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	90 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1922 PEARL ST
City	COVINGTON
State	KY
Zip	41014-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOLF & CO PT LOT 72 N 1/2 LOT 72
Legal Subdivision	WOLF & CO
Legal Lot Number	72
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2010
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1922 PEARL ST, COVINGTON, KY 41014-1214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed, Transfer
Dec 6, 2018	Grant Deed, Transfer ATTORNEY ONLY
Apr 9, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Dec 6, 2018 · Amount on Record
Deed Document Number	2023128
Deed Book / Page	229 / 4
Transfer Doc	0000000448
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	May 31, 2023
Property Address	1922 PEARL ST, COVINGTON, KY 41014-1214
Document Number	0005900128
Book / Page	KC 229 / 4
Instrument Date	May 19, 2023
Instrument	23053105900128
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1922 PEARL ST, COVINGTON, KY 41014-1214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1922 PEARL ST, COVINGTON, KY 41014-1214

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 6, 2018
Property Address	1922 PEARL ST, COVINGTON, KY 41014-1214
Document Number	0000000148
Book / Page	0C6558 / 000054
Instrument Date	Nov 21, 2018
Instrument	148
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$26.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 RUTH AVE CINCINNATI OH 452071456, CINCINNATI, OH 45207-1456

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 9, 2018
Property Address	1922 PEARL ST, COVINGTON, KY 41014-1214
Document Number	0000000092
Book / Page	ORC638 / 000032
Instrument Date	Apr 6, 2018
Instrument	92
Transaction Type	Transfer
Record Updated	Apr 18, 2018

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2312 AMSTERDAM RD VILLA HILLS KY 410173710, VILLA HILLS, KY 41017-3710

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,000 (+4%) Land $10,000 Building $39,000	$49,000 (+4%) Land $10,000 Building $39,000
2025	$463.00 (-0.86%)	$35,000 (-0.28%) Land $5,000 Building $30,000	$35,000 (-0.28%) Land $5,000 Building $30,000
2023	$467.00	$35,100 Land $5,000 Building $30,100	$35,100 Land $5,000 Building $30,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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