1922 E Spring St, New Albany, IN 47150 Property Records

Floyd County property record for 1922 E Spring St, New Albany, IN 47150

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,033 sqft · built 1929
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Mar 2022)
Tax Bill	$411 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-05-02-801-057.000-008`

Property Details

APN / Parcel Number

Primary APN	`22-05-02-801-057.000-008`
Alternative APN	`0086950071`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,033 sqft Living Area
1st Floor Area	1,033 sqft
Basement Area	21 sqft
Unfinished Basement	21 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	120 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0086950071
Street Address	1922 E SPRING ST
City	NEW ALBANY
State	IN
Zip	47150-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P. 47 E 1/2 L. 165
Legal Subdivision	UPPER SPG STREET 47
Jurisdiction	FLOYD IN
Township / Civil Division	NEW ALBANY
Census Block Group	1
Census Block	1012
Census Tract	70200

Owner

1922 E Spring St is owned and occupied by an individual who bought it in March 2022.

Source: Floyd County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1922 E SPRING ST, NEW ALBANY, IN 47150-1659
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Mar 2, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST SAVINGS BANK
Aug 17, 2021	Warranty Deed, Transfer · Reverse Mortgage MM LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	Aug 17, 2021 · Amount on File
Deed Document Number	20222500
Prior Transfer Date	Apr 30, 2012
Prior Transfer Doc	0201211391
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IN
Property Address	1922 E SPRING ST, NEW ALBANY, IN 47150-1659
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202513388
Date	Oct 16, 2025
Instrument	202513388

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 9, 2035

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IN
Recording Date	Mar 2, 2022
Property Address	1922 E SPRING ST, NEW ALBANY, IN 47150-1659
Document Number	0202202500
Map Reference	PL 47
Instrument Date	Mar 1, 2022
Instrument	202202500
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1922 E SPRING ST, NEW ALBANY, IN 47150-1659

Mortgage

Document Number	0202202501
Date	Mar 2, 2022
Instrument	202202501

Lender

Name	FIRST SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IN
Recording Date	Aug 17, 2021
Property Address	1922 E SPRING ST, NEW ALBANY, IN 47150-1659
Document Number	0202113535
Map Reference	PL 47
Instrument Date	Aug 13, 2021
Instrument	202113535
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6165, LOUISVILLE, KY 40206-0165
Investor	Possibly a Property Investor

Mortgage

Document Number	0202113536
Date	Aug 17, 2021
Instrument	202113536

Lender

Name	MM LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1922 E Spring St was $411, down 7.6% from the year before.

Source: Floyd County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Floyd County
County Subdivision	New Albany Township
Municipality	New Albany City
Unified School District	New Albany-Floyd County Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$411.00 (-7.64%)	$77,000 (+14.41%) Land $8,200 Building $68,800	$77,000 (+14.41%) Land $8,200 Building $68,800
2024	$445.00 (+10.15%)	$67,300 (+8.37%) Land $8,200 Building $59,100	$67,300 (+8.37%) Land $8,200 Building $59,100
2023	$404.00 (+36.03%)	$62,100 (+13.53%) Land $8,200 Building $53,900	$62,100 (+13.53%) Land $8,200 Building $53,900
2022	$297.00	$54,700 Land $8,200 Building $46,500	$54,700 Land $8,200 Building $46,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1922 E Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1922 E Spring St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - S. INDIANA private · serves 104,445 people · EPA ID IN5210005
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
BluegrassNet Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Community Wireless.

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