19212 Choctaw Rd, Bend, OR 97702 Property Records

Deschutes County property record for 19212 Choctaw Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 1996
Lot Size	0.97 acres (42,253 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Mar 2013)
Tax Bill	$4,965 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181125-CB-00500`

Property Details

APN / Parcel Number

Primary APN	`181125-CB-00500`
Alternative APNs	`R1003181125B015100` `111097`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,304 sqft Living Area
Gross Area	3,604 sqft
1st Floor Area	1,304 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.97 acres)
Garage Area	2,300 sqft
Deck Area	66 sqft
Lean-To	1,150 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	111097
Street Address	19212 CHOCTAW RD
City	BEND
State	OR
Zip	97702-7957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	DESCHUTES RIVER WOODS BLOCK W LOT 10
Legal Range	11
Legal Township	18
Legal Section	25
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	W
Legal Lot Number	10
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	2
Census Block	2013
Census Tract	401

Owner

19212 Choctaw Rd is owned and occupied by an individual who bought it in March 2013.

Source: Deschutes County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	19212 CHOCTAW RD, BEND, OR 97702-7957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Construction Mortgage OREGON FEDERAL CREDIT UNION
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2013 · Amount on File
Deed Sale	Mar 26, 2013 · Amount on File
Deed Document Number	201312354
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Jul 6, 2026
Property Address	19212 CHOCTAW RD, BEND, OR 97702-7957
Document Number	0000020052
Instrument Date	Jun 29, 2026
Instrument	202620052
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19212 CHOCTAW RD, BEND, OR 97702-7957

Mortgage

Document Number	0000020052,
Date	Jul 6, 2026
Instrument	202620052

Lender

Name	OREGON FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19212 CHOCTAW RD, BEND, OR 97702-7957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039365
Date	Sep 28, 2018
Instrument	2018-39365

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19212 CHOCTAW RD, BEND, OR 97702-7957
Document Number	0000047097
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19212 CHOCTAW RD BEND OR 977027957, BEND, OR 97702-7957

Mortgage

Document Number	0000047097
Date	Sep 14, 2020
Instrument	47097

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 13, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 19212 Choctaw Rd was $4,965, up 4.5% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,965.00 (+4.46%)	$327,090 (+3%)	$877,980 (-4.75%) Land $281,700 Building $596,280
2024	$4,753.00 (+6.16%)	$317,570 (+3%)	$921,750 (+7.98%) Land $292,500 Building $629,250
2023	$4,477.00	$308,330	$853,640 Land $277,500 Building $576,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19212 Choctaw Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19212 Choctaw Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGATE WATER SYSTEM private · serves 3,153 people · EPA ID OR4101439
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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