19210 E Terrapin Ln, Otis Orchards, WA 99027 Property Records

Spokane County property record for 19210 E Terrapin Ln, Otis Orchards, WA 99027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,089 sqft · built 2019
Lot Size	7.23 acres (314,939 sqft)
Owner	2 Individual Names on File
Last Sale	$78,500 (Sep 2016)
Tax Bill	$7,364 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`56293.9093`

Property Details

APN / Parcel Number

Primary APN	`56293.9093`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,089 sqft Living Area
Gross Area	4,002 sqft
1st Floor Area	1,689 sqft
Basement Area	1,689 sqft
Finished Basement	1,400 sqft
Unfinished Basement	289 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	314,939 sqft
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	192 sqft
Patio Area	96 sqft
Canopy	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	19210 E TERRAPIN LN
City	OTIS ORCHARDS
State	WA
Zip	99027-8252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	29-26-45 TRACT A OF ROS RECORDED IN AUDITORS FILE NO. 9406210081, BK 60, PGS 39-40 AND E1/2 OF SW1/4 OF SE1/4 OF SW1/4, SUBT TO EASEMENT
Legal Range	45
Legal Township	26
Legal Section	29
Legal Tract	A
Jurisdiction	SPOKANE WA
Township / Civil Division	MOUNT SPOKANE
Census Block Group	2
Census Block	2006
Census Tract	10101

Owner

19210 E Terrapin Ln is owned by two individuals who bought it in September 2016.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5809 N CANAL RD, NEWMAN LAKE, WA 99025-9690
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 31, 2019	Trustee's Deed, Construction Loan · Construction Mortgage STATE BK NW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2016 · Amount on File
Deed Sale	Sep 1, 2016 · Amount on File
Prior Sale	Apr 9, 2004
Deed Document Number	20166531422
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	19210 E TERRAPIN LN, OTIS ORCHARDS, WA 99027-8252
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007012896
Date	Dec 23, 2020
Instrument	7012896

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 31, 2019
Property Address	19210 E TERRAPIN LN, OTIS ORCHARDS, WA 99027-8252
Instrument Date	Jul 30, 2019
Instrument	6827452
Transaction Type	Construction Loan
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5809 N CANAL RD NEWMAN LAKE WA 990259690, NEWMAN LAKE, WA 99025-9690

Mortgage

Document Number	0006827452
Date	Jul 31, 2019
Instrument	6827452

Lender

Name	STATE BK NW
Type	Bank
Address	SPOKANE VALLEY, WA 99216-0732

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 19210 E Terrapin Ln was $7,364, up 2.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	East Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,364.00 (+2.32%)	$719,150 Land $149,750 Building $569,400	$719,150 Land $149,750 Building $569,400
2025	$7,197.00
2024		$796,590 (+25.06%) Land $136,390 Building $660,200	$796,590 (+25.06%) Land $136,390 Building $660,200
2023	$7,383.00 (+3.66%)	$636,970 Land $118,470 Building $518,500	$636,970 Land $118,470 Building $518,500
2022	$7,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19210 E Terrapin Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19210 E Terrapin Ln is moderate, ranking above 47% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 63% of Washington
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED IRRIG DIST 19 SYSTEM 2 serves 21,220 people · EPA ID WA5310221
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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