19210 Cotton Gin Dr, Katy, TX 77449 Property Records

Harris County property record for 19210 Cotton Gin Dr, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,776 sqft · built 1993
Lot Size0.157 acres (6,825 sqft)
OwnerIndividual Name on File
Last Sale$267,760 (Sep 2023)
Tax Bill$4,069 (2025)
Deeds & MortgagesJun 2026 Mortgage
Sep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN116-028-004-0030

Property Details

APN / Parcel Number

Primary APN116-028-004-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,776 sqft Living Area
1st Floor Area1,776 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area6,825 sqft (0.157 acres)
View / LotNeighborhood
Garage Area464 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area464 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1160280040030
Street Address19210 COTTON GIN DR
CityKATY
StateTX
Zip77449-5235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 30 BLK 4 BEAR CREEK PLANTATION 1 R/P
Legal SubdivisionBEAR CREEK PLANTATION 1 R/P
Legal Block4
Legal Lot Number30
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1002
Census Tract542103

Owner

19210 Cotton Gin Dr is owned and occupied by an individual who bought it in September 2023.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address19210 COTTON GIN DR, KATY, TX 77449-5235
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 19, 2023Vendor's Lien, Transfer · FHA Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2023 · Amount on File
Deed SaleSep 19, 2023 · Amount on File
Prior SaleMay 11, 2000 · Amount on File
Deed Document Number2023359273
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Recording DateJun 15, 2026
Property Address19210 COTTON GIN DR, KATY, TX 77449-5235
Document Number0000237045
Instrument DateJun 8, 2026
Instrument2026237045
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyUNITED WHOLESALE MORTGAGE

Transferred To (Grantee/Buyer)

NameVerified Name
Address19210 COTTON GIN DR, KATY, TX 77449-5235

Mortgage

Document Number0000237045,
DateJun 15, 2026
Instrument2026237045
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.37%
Max Rate-1%

September 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateSep 19, 2023
Property Address19210 COTTON GIN DR, KATY, TX 77449-5235
Document Number0000359273
Map ReferenceVOL 343 PG 43
Instrument DateSep 14, 2023
Instrument2023-359273
Transaction TypeTransfer
Record UpdatedOct 4, 2023
Title CompanyMONARCH TITLE/TX, MONARCH TITLE OF TEXAS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19210 COTTON GIN DR, KATY, TX 77449-5235

Mortgage

Document Number0000359275
DateSep 19, 2023
Instrument2023-359275
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 19210 Cotton Gin Dr was $4,069 with a homeowner's exemption, up 106.5% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$281,711 (+1.75%) Land $61,695 Building $220,016$281,711 (+1.75%) Land $61,695 Building $220,016
2025$4,069.00 (+106.55%)$276,870 Land $61,695 Building $215,175$276,870 Land $61,695 Building $215,175
2024$1,970.00
2023$255,105 Land $61,695 Building $193,410$255,105 Land $61,695 Building $193,410
2022$1,332.00
2020$1,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19210 Cotton Gin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19210 Cotton Gin Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 239
serves 5,583 people · EPA ID TX1012392
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

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