19210 Black Oak Ct, Harvard, IL 60033 Property Records

McHenry County property record for 19210 Black Oak Ct, Harvard, IL 60033

Property Summary

Property TypeSingle Family Home
Details3 bd · 3,928 sqft · built 1971
Lot Size0.521 acres (22,711 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Jun 2026)
Tax Bill$6,865 (2024)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-19-203-006

Property Details

APN / Parcel Number

Primary APN07-19-203-006

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Stories1 Story
Building Area3,928 sqft Living Area
Gross Area4,504 sqft
1st Floor Area1,964 sqft
Basement Area1,964 sqft
Finished Basement1,964 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area22,711 sqft (0.521 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address19210 BLACK OAK CT
CityHARVARD
StateIL
Zip60033-9731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2002R0118190 LT 6 PLUM TREE ESTATES UNIT 1
Legal SubdivisionPLUM TREE ESTATES
Legal Block203
Legal Lot Number6
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionHARTLAND
Census Block Group4
Census Block4034
Census Tract870200

Owner

19210 Black Oak Ct is owned and occupied by two individuals who bought it in June 2026.

Source: McHenry County records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address19210 BLACK OAK CT, HARVARD, IL 60033-9731
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2026 · Amount on File
Deed SaleJun 3, 2026 · Amount on File
Deed Document Number202615542
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateJun 3, 2026
Property Address19210 BLACK OAK CT, HARVARD, IL 60033-9731
Document Number0000015542
Instrument DateApr 16, 2026
Instrument202615542
Transaction TypeTransfer
Record UpdatedJun 17, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$53,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address19210 BLACK OAK CT, HARVARD, IL 60033-9731

Mortgage

Document Number0000015543,
DateJun 3, 2026
Instrument202615543
Lender
NameMORTGAGE RESEARCH CTR
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate7.63%
Max Rate-1%

Mortgage

Document Number0000015544,
DateJun 3, 2026
Instrument202615544
Lender
NameMORTGAGE RESEARCH CTR
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionHartland Township
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,865.00$97,069 Land $8,238 Building $88,831$291,207 Land $24,714 Building $266,493
2022$96,174 Land $22,161 Building $74,013$288,522 Land $66,483 Building $222,039

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19210 Black Oak Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2007)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19210 Black Oak Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20

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