Franklin County property record for 1921 White Oak Ln, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,909 sqft · built 2023 |
| Lot Size | 6.7 acres (291,852 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,175 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-3-05.0-0-000-004.200 |
| Primary APN | 30-3-05.0-0-000-004.200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,909 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 291,852 sqft (6.7 acres) |
| Street Address | 1921 WHITE OAK LN |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-3454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | NW SW |
| Legal Range | 1E |
| Legal Township | 41N |
| Legal Section | 05 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 800901 |
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 652 ANACONDA RD, SAINT CLAIR, MO 63077-4446 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 7, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED BANK OF UNION |
| Jan 12, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2024 |
| Deed Sale | Jun 20, 2024 |
| Prior Sale | Jan 12, 2022 · Amount on Record |
| Deed Document Number | 20242407030 |
| Prior Transfer Date | Jan 11, 2022 |
| Prior Transfer Doc | 0000000627 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1921 WHITE OAK LN, SAINT CLAIR, MO 63077-3454 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002306510 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 2306510 |
| Name | UNITED BANK OF UNION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jan 12, 2022 |
| Property Address | 1921 WHITE OAK LN, SAINT CLAIR, MO 63077-3454 |
| Document Number | 0002200627 |
| Map Reference | BK355 PG368 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 2200627 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 DEEP WOODS DR, SAINT CLAIR, MO 63077-3446 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 652 ANACONDA RD, SAINT CLAIR, MO 63077-4446 |
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,175.00 (+2,819.58%) | $68,997 (+2,569.13%) | $366,170 (+1,599.95%) Land $38,970 Building $327,200 |
| 2023 | $143.00 (+1.42%) | $2,585 | $21,540 Land $21,540 |
| 2022 | $141.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 78 (1979–2024) |
| Claims Outside the SFHA | 7 of 78 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
5G (outdoors only) and 4G LTE
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