1921 Spruce Dr, Polo, MO 64671 Property Records

Caldwell County property record for 1921 Spruce Dr, Polo, MO 64671

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	28 acres (1,219,680 sqft)
Owner	Individual Name on Record
Tax Bill	$17 (2024)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-7-35-8.01`

Property Details

APN / Parcel Number

Primary APN	`11-7-35-8.01`

Exterior

Lot Area	1,219,680 sqft (28 acres)

Location & Zoning

Street Address	1921 SPRUCE DR
City	POLO
State	MO
Zip	64671
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	35-55-28 COMM AT SW CORN OF SEC 35, ALONG THE S LINE OF THE SE QTR OF SEC N 8916'44 W, 412.50' TO POB. TH CONT ALONG LINE N 8
Jurisdiction	CALDWELL MO
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2203
Census Tract	950201

Owner

Source: Caldwell County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8001 N FLORA AVE, KANSAS CITY, MO 64118-8216
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Deed of Trust, Mortgage · FmHA Mortgage FARMERS STATE BANK
Jul 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	1921 SPRUCE DR, POLO, MO 64671
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	CAMERON TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00100/4095
Date	Jul 3, 2019
Book Page	100/4095
Instrument	57658

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	CAMERON, MO 64429

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 2, 2039

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	1921 SPRUCE DR, POLO, MO 64671
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	CAMERON TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8001 N FLORA AVE, KANSAS CITY, MO 64118-8216

Mortgage

Document Number	00100/5297
Date	Jul 26, 2022
Book Page	100/5297
Instrument	63709

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	CAMERON, MO 64429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2042

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Grant Township
Unified School District	Polo R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$280 (-) Land $280	$2,350 (-) Land $2,350
2024	$17.00
2023		$280 Land $280	$2,350 Land $2,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 52% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAY COUNTY PWSD 3 serves 1,970 people · EPA ID MO1024512
Water Source	Purchased groundwater from RAY COUNTY CONS PWSD 2
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Green Hills Technologies Fiber	1,000 / 1,000

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