1921 River Lagoon Trce, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1921 River Lagoon Trce, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,985 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Mar 2025)
Tax Bill	$6,632 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`288103-2380`

Property Details

APN / Parcel Number

Primary APN	`288103-2380`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	2,985 sqft Living Area
Gross Area	3,445 sqft
1st Floor Area	1,337 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	485 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1921 RIVER LAGOON TRCE
City	SAINT AUGUSTINE
State	FL
Zip	32092-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	47/84-94 ST JOHNS SIX MILE CREEK WEST UNIT 1 LOT 238 OR5139/1103 &6047/1143(DM) & 6117/853(Q/C)
Legal Range	27E
Legal Township	06S
Legal Section	24
Legal Subdivision	SAINT JOHNS SIX MILE CREEK WEST UNIT 1
Legal Block	1
Legal Lot Number	238
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1008
Census Tract	20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1921 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Dec 31, 2020 · Amount on Record
Deed Document Number	202522159
Deed Book / Page	6117 / 853
Prior Transfer Date	Mar 21, 2025
Prior Transfer Doc	0061170853
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 31, 2020
Property Address	1921 RIVER LAGOON TRCE, SAINT AUGUSTINE, FL 32092-2417
Document Number	0051391103
Book / Page	005139 / 001103
Instrument Date	Dec 23, 2020
Instrument	120014
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1921 RIVER LAGOON TRCE ST AUGUSTINE FL 320922417, ST AUGUSTINE, FL 32092-2417

Mortgage

Document Number	51391105
Date	Dec 31, 2020
Book Page	005139/001105
Instrument	120015

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2035

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,536 (-0.95%)	$401,948 (-3.11%) Land $85,000 Building $316,948
2025	$6,632.00 (+32.14%) Homeowner's exemption	$329,678 (+38.73%)	$414,834 (-3.3%) Land $90,000 Building $324,834
2024	$5,019.00 (+1.97%) Homeowner's exemption	$237,632 (+3%)	$428,987 (+0.44%) Land $100,000 Building $328,987
2023	$4,922.00 (+2.91%) Homeowner's exemption	$230,711 (+3%)	$427,113 (+6.33%) Land $100,000 Building $327,113
2022	$4,783.00 Homeowner's exemption	$223,991	$401,675 Land $75,040 Building $326,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20