1921 Kensington Ln, Oxnard, CA 93030 Property Records

Ventura County property record for 1921 Kensington Ln, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,012 sqft · built 1987
Lot Size	0.164 acres (7,142 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,541 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`181-0-162-330`

Property Details

APN / Parcel Number

Primary APN	`181-0-162-330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,012 sqft Living Area
1st Floor Area	2,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	7,142 sqft (0.164 acres)
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1921 KENSINGTON LN
City	OXNARD
State	CA
Zip	93030-8729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1PD
Legal Description	TRACT: 305102 LOT: 171 REF: 109MR 71
Legal Subdivision	3051-2
Legal Tract	305102
Legal Block	162
Legal Lot Number	171
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2018
Census Tract	2905

Owner

1921 Kensington Ln is owned by two individuals who acquired it in January 2010.

Source: Ventura County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	165 VALLEY VISTA DR, CAMARILLO, CA 93010-1724
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 7, 2010
Transfer Doc	0000009857
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Apr 30, 2026
Property Address	1921 KENSINGTON LN, OXNARD, CA 93030-8729
Document Number	0000031757
Instrument Date	Apr 24, 2026
Instrument	202631757
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 MISSION DR, CAMARILLO, CA 93010-1149

Mortgage

Document Number	0000031757,
Date	Apr 30, 2026
Instrument	202631757

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1921 KENSINGTON LN, OXNARD, CA 93030-8729
Transaction Type	Mortgage
Record Updated	Jan 24, 2023
Title Company	VANTAGE POINT TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 VALLEY VISTA DR, CAMARILLO, CA 93010-1724

Mortgage

Document Number	0000001406
Date	Jan 10, 2023
Instrument	2023000001406

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1921 Kensington Ln was $5,541, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$454,278 (+2%) Land $181,707 Building $272,571
2025	$5,541.00 (+2.21%)	$445,371 Land $178,144 Building $267,227
2024	$5,421.00 (+3.77%)
2023	$5,224.00 (+4.84%)	$428,078 Land $171,227 Building $256,851
2022	$4,983.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1921 Kensington Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1921 Kensington Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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