1921 Kapalua Dr, Oxnard, CA 93036 Property Records

Ventura County property record for 1921 Kapalua Dr, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,348 sqft · built 1993
Lot Size	0.178 acres (7,741 sqft)
Owner	2 Individual Names on File
Last Sale	$439,000 (May 2002)
Tax Bill	$7,965 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`179-0-195-405`

Property Details

APN / Parcel Number

Primary APN	`179-0-195-405`
Alternative APN	`1790040150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,348 sqft Living Area
1st Floor Area	1,221 sqft
2nd Floor Area	1,127 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	7,741 sqft (0.178 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	135 sqft

Location & Zoning

Street Address	1921 KAPALUA DR
City	OXNARD
State	CA
Zip	93036-7799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-7
Legal Description	TRACT: 440502 LOT: 91 REF: 119MR 68
Legal Subdivision	4405-2
Legal Tract	440502
Legal Block	195
Legal Lot Number	91
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2009
Census Tract	2901

Owner

1921 Kapalua Dr is owned and occupied by two individuals who bought it in May 2002.

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1921 KAPALUA DR, OXNARD, CA 93036-7799
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit VENTURA COUNTY CU
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIGNIFIED HOME LOANS
Nov 9, 2019	Deed of Trust, Mortgage · Conventional with PMI DIGNIFIED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2002 · Amount on File
Deed Sale	May 14, 2002 · Amount on File
Prior Sale	Sep 18, 2001 · Amount on File
Deed Document Number	2002115294
Prior Transfer Date	Apr 5, 2002
Prior Transfer Doc	0000115294
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1921 KAPALUA DR, OXNARD, CA 93036-7799
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 KAPALUA DR, OXNARD, CA 93036-7799

Mortgage

Document Number	0000019470
Date	Mar 16, 2026
Instrument	2026000019470

Lender

Name	VENTURA COUNTY CU
Type	Credit Union
Address	VENTURA, CA 93001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1921 KAPALUA DR, OXNARD, CA 93036-7799
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125312
Date	Aug 17, 2020
Instrument	20200817-00125312

Lender

Name	DIGNIFIED HOME LOANS
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1921 KAPALUA DR, OXNARD, CA 93036-7799
Document Number	0000142855
Instrument Date	Nov 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1921 KAPALUA DR OXNARD CA 930367799, OXNARD, CA 93036-7799

Mortgage

Document Number	0000142855
Date	Nov 18, 2019
Instrument	142855

Lender

Name	DIGNIFIED HM LNS
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1921 Kapalua Dr was $7,965 with a homeowner's exemption, up 1.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$655,452 (+2%) Land $262,177 Building $393,275
2025	$7,965.00 (+1.21%) Homeowner's exemption	$642,600 Land $257,036 Building $385,564
2024	$7,870.00 (+3.92%)
2023	$7,573.00 (+2.92%) Homeowner's exemption	$617,648 Land $247,055 Building $370,593
2022	$7,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1921 Kapalua Dr in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1921 Kapalua Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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