1921 Geffs Ave, Findlay, OH 45840 Property Records

Hancock County property record for 1921 Geffs Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,480 sqft · built 1950
Lot Size	0.284 acres (12,375 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2024)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1010-121-05-008.000`

Property Details

APN / Parcel Number

Primary APN	`1010-121-05-008.000`
Alternative APN	`600000300280`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,210 sqft
Basement Area	540 sqft
Finished Basement	135 sqft
Unfinished Basement	540 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,375 sqft (0.284 acres)
Lot Dimensions	165 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	148 sqft
Deck Area	448 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1921 GEFFS AVE
City	FINDLAY
State	OH
Zip	45840-3837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEPHENSON HILL ADD LOT 12830 & 30FT ST N & 15FT ALY
Legal Subdivision	STEPHENSON HILL ADD
Legal Lot Number	12830
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	7
Census Block	7002
Census Tract	400

Owner

1921 Geffs Ave is owned and occupied by an individual who bought it in July 2024.

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1921 GEFFS AVE, FINDLAY, OH 45840-3837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FEDERAL CREDIT UNION
Sep 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FEDERAL CREDIT UNION
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2024 · Amount on File
Deed Sale	Jul 31, 2024 · Amount on File
Prior Sale	Dec 3, 2012 · Amount on File
Deed Document Number	20244893
Deed Book / Page	2612 / 1518
Prior Transfer Date	May 20, 2016
Prior Transfer Doc	02499/1260
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Sep 4, 2026
Property Address	1921 GEFFS AVE, FINDLAY, OH 45840-3837
Document Number	0000006734
Book / Page	2632 / 2971
Instrument Date	Aug 26, 2026
Instrument	20266734
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	FLAG CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 GEFFS AVE, FINDLAY, OH 45840-3837

Mortgage

Document Number	0000006734,
Date	Sep 4, 2026
Book Page	2632/2971
Instrument	20266734

Lender

Name	HANCOCK FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 30, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Sep 4, 2026
Property Address	1921 GEFFS AVE, FINDLAY, OH 45840-3837
Document Number	0000006733
Book / Page	2632 / 2967
Instrument Date	Aug 26, 2026
Instrument	20266733
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	FLAG CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 GEFFS AVE, FINDLAY, OH 45840-3837

Mortgage

Document Number	0000006733,
Date	Sep 4, 2026
Book Page	2632/2967
Instrument	20266733

Lender

Name	HANCOCK FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1921 GEFFS AVE, FINDLAY, OH 45840-3837
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02591/1925
Date	Jan 27, 2022
Book Page	2591/1925
Instrument	202200000830

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1921 GEFFS AVE, FINDLAY, OH 45840-3837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2515/2278
Date	Mar 15, 2017
Book Page	2515/2278
Instrument	201700002247

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1921 Geffs Ave was $2,017 with a homeowner's exemption, up 3% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,017.00 (+3.01%) Homeowner's exemption	$65,710 (+19.32%) Land $9,840 Building $55,870	$187,740 Land $28,120 Building $159,620
2024	$1,958.00 (+0.56%)	$55,070 (+0.71%) Land $8,270 Building $46,800
2023	$1,947.00 Homeowner's exemption	$54,680 Land $8,270 Building $46,410
2022			$157,350 Land $23,630 Building $133,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1921 Geffs Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1921 Geffs Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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