1921 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 1921 Garrard St, Covington, KY 41014 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1899
Square Footage1,952 sqft Finished Area
Lot Size2,614 sqft (0.06 acres)
OccupancyOwner Occupied
Tax Bill$780.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-32-03-015.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,952 sqft Finished Area
Gross Area1,992 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1899
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeStone Foundation
Lot Area2,614 sqft (0.06 acres)
Depth X Width100 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0553203015.00
Street Address1921 GARRARD ST
CityCOVINGTON
StateKY
Zip41014-1434
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNIXONS LOT 25
Legal SubdivisionNIXONS
Legal Lot Number25
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2019
Census Tract60900

Owner

Source: Kenton County records · APN 055-32-03-015.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1921 GARRARD ST, COVINGTON, KY 41014-1434
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
REPUBLIC BANK & TRUST CO
Nov 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
REPUBLIC BK&TR
Jun 07, 2018Quit Claim Deed, Transfer
REPUBLIC BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Prior SaleNov 13, 1995 · Amount on Record
Last Transfer DateJun 07, 2018
Transfer Doc0000000295
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1921 GARRARD ST, COVINGTON, KY 41014-1434
Transaction TypeMortgage
Record UpdatedJan 20, 2022
Title CompanyACUITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900252
DateJan 06, 2022
Book Page323/375
Instrument22010605900252
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1921 GARRARD ST, COVINGTON, KY 41014-1434
Document Number0000000023
Instrument DateNov 21, 2018
Transaction TypeMortgage
Record UpdatedJan 04, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1921 GARRARD ST COVINGTON KY 410141434, COVINGTON, KY 41014-1434

Mortgage

Document Number0000000023
DateDec 20, 2018
Book Page0C6567/000326
Instrument23
Lender
NameREPUBLIC BK&TR
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 19, 2033

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateJun 07, 2018
Property Address1921 GARRARD ST, COVINGTON, KY 41014-1434
Document Number0000000295
Book / Page0C6426 / 000329
Instrument DateMay 22, 2018
Instrument295
Transaction TypeTransfer
Record UpdatedJun 27, 2018
Title CompanyFREIBERT AND MATTINGLY TITLE GROUP

Transaction

AmountAmount Recorded
Tax$22.40
Amount AccuracyConfirmed
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1921 GARRARD ST COVINGTON KY 410141434, COVINGTON, KY 41014-1434

Mortgage

Document Number297
DateJun 07, 2018
Book Page0C6426/000331
Instrument297
Lender
NameREPUBLIC BK&TR
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
AmountAmount Recorded
Term360 Months
DueJun 06, 2048

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$780.00 (-4.88%) Homeowner's exemption$108,000 (-) Land $5,000 Building $103,000$108,000 (-) Land $5,000 Building $103,000
2023$820.00 Homeowner's exemption$108,000 Land $5,000 Building $103,000$108,000 Land $5,000 Building $103,000

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