1921 Edgewater Dr, Mount Dora, FL 32757 Property Records

Lake County property record for 1921 Edgewater Dr, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,097 sqft · built 1992
Lot Size	0.556 acres (24,197 sqft)
Owner	2 Company Names on File
Last Sale	$958,500 (Jun 2023)
Tax Bill	$209 (2024)
Deeds & Mortgages	Feb 2026 Transfer Jun 2023 Sale + 5 more
Flood Zone	Zone A (high risk)
APN	`20-19-27-1505-000-10600`

Property Details

APN / Parcel Number

Primary APN	`20-19-27-1505-000-10600`
Alternative APNs	`271920150500010600` `3380517`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,097 sqft Living Area
Gross Area	3,581 sqft
1st Floor Area	3,097 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	24,197 sqft (0.556 acres)
Lot Dimensions	303 ft deep x 80 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	425 sqft
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3380517
Street Address	1921 EDGEWATER DR
City	MOUNT DORA
State	FL
Zip	32757-6947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	MOUNT DORA THE COUNTRY CLUB OF MOUNT DORA UNIT 2 LOT 106 PB 32 PGS 42-44 ORB 6163 PG 394
Legal Range	27E
Legal Township	19S
Legal Section	20
Legal Subdivision	CLUB OF MOUNT DORA UNIT
Legal Tract	1505
Legal Lot Number	106
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	2
Census Block	2036
Census Tract	30203

Owner

1921 Edgewater Dr is owned by a company that bought it in June 2023 and is owner-occupied.

Source: Lake County records, as of April 9, 2026

Owner of Record	2 Company Names on File
Mailing Address	1921 EDGEWATER DR, MOUNT DORA, FL 32757-6947
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 21, 2023	Warranty Deed, Transfer WATSON TITLE SERVICES INC
May 17, 2022	Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Jul 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 21, 2020	Warranty Deed, Transfer · Line of Credit UNITED SOUTHERN BANK
Jun 26, 2019	Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Prior Sale	May 17, 2022 · Amount on File
Deed Document Number	202374086
Deed Book / Page	6163 / 394
Prior Transfer Date	Feb 18, 1997
Prior Transfer Doc	0014970766
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Feb 27, 2026
Property Address	1921 EDGEWATER DR, MOUNT DORA, FL 32757-6947
Document Number	0066900953
Book / Page	6690 / 953
Map Reference	MB 32 PG 42-44
Instrument Date	Feb 25, 2026
Instrument	2026024283
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1921 EDGEWATER DR, MOUNT DORA, FL 32757-6947

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 21, 2023
Property Address	1921 EDGEWATER DR, MOUNT DORA, FL 32757-6947
Document Number	0061630394
Book / Page	6163 / 394
Map Reference	MB 32 PG 42-44
Instrument Date	May 25, 2023
Instrument	2023074086
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$6,709.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1712 CHAMPIONSHIP BLVD, FRANKLIN, TN 37064-8631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 EDGEWATER DR, MOUNT DORA, FL 32757-6947

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE FL
Recording Date	May 17, 2022
Property Address	1921 EDGEWATER DR, MOUNT DORA, FL 32757-6947
Document Number	0059580633
Book / Page	5958 / 633
Map Reference	MB 32 PG 42
Instrument Date	May 13, 2022
Instrument	2022068923
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 RIVERSIDE DR # DR3C, DR3C, TULSA, OK 74114-2400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8225 KELZER POND DR, VICTORIA, MN 55386-4500

Mortgage

Document Number	0005958635
Date	May 17, 2022
Instrument	5958/635

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	Other
Margin	3
Max Rate	8.75%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jul 21, 2020
Property Address	1921 EDGEWATER DR, MOUNT DORA, FL 32757-6947
Document Number	0055072019
Book / Page	005507 / 002019
Instrument Date	Jul 20, 2020
Instrument	77808
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1921 EDGEWATER DR MOUNT DORA FL 327576947, MOUNT DORA, FL 32757-6947

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 21, 2020
Property Address	1921 EDGEWATER DR, MOUNT DORA, FL 32757-6947
Document Number	0055072010
Book / Page	5507 / 2010
Map Reference	MB 32 PG 42
Instrument Date	Jul 20, 2020
Instrument	2020077806
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,462.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1070 CEASARS CT, 1070, MOUNT DORA, FL 32757-6506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 EDGEWATER DR, MOUNT DORA, FL 32757-6947

Mortgage

Document Number	0055072012
Date	Jul 21, 2020
Instrument	5507/2012

Lender

Name	UNITED SOUTHERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 26, 2019
Property Address	1921 EDGEWATER DR, MOUNT DORA, FL 32757-6947
Document Number	0053010775
Book / Page	5301 / 0775
Map Reference	MB 32 PG 42-44
Instrument Date	Jun 24, 2019
Instrument	2019072061
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1854 STAFFORD SPRINGS BLVD, 1854, MOUNT DORA, FL 32757-6912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 CEASARS CT, MOUNT DORA, FL 32757-6506

Mortgage

Document Number	2019072062
Date	Jun 26, 2019
Instrument	2019072062

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1921 EDGEWATER DR, MOUNT DORA, FL 32757-6947
Document Number	0052191327
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1921 EDGEWATER DR MOUNT DORA FL 327576947, MOUNT DORA, FL 32757-6947

Mortgage

Document Number	0052191327
Date	Jan 4, 2019
Book Page	005219/001327
Instrument	1892

Lender

Name	COGENT BANK
Address	485 S RONALD REAGAN BLVD, LONGWOOD, FL 32750-5408

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mount Dora City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$808,320 (+2.9%)	$829,139 (-) Land $288,000 Building $541,139
2025		$785,540 Land $288,000 Building $497,540	$829,139 Land $288,000 Building $541,139
2024	$209.00 (-98.46%)
2023	$13,532.00 (+25.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$724,853 (+20.49%)	$724,853 (+20.49%) Land $264,000 Building $460,853
2022	$10,749.00	$601,606	$601,606 Land $199,200 Building $402,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1921 Edgewater Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 152 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	152 in force
Nearby Flood Claims	7 (2004–2025)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1921 Edgewater Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Summit Broadband.

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