1921 E Ridge Rd, Gary, IN 46409 Property Records

Lake County property record for 1921 E Ridge Rd, Gary, IN 46409

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	11,438 sqft · built 1931
Lot Size	0.388 acres (16,901 sqft)
Owner	Company Name on Record
Tax Bill	$26,923 (2024)
Deeds & Mortgages	Nov 2020 Sale Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-47-0082-0018`

Property Details

APN / Parcel Number

Primary APN	`001-25-47-0082-0018`
Alternative APNs	`45-08-27-106-023.000-004` `254700820018`

Interior

Stories	1 Story
Building Area	11,438 sqft Gross Area
1st Floor Area	11,438 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1931
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	16,901 sqft (0.388 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1921 E RIDGE RD
City	GARY
State	IN
Zip	46409
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	6TH SO. BROADWAY AVE. ALL L.18 BL.1 ALL L.19 BL.1 & 3.5FT OF ADJ. ALLEY
Legal Subdivision	6TH SOUTH BROADWAY ADD
Legal Block	1
Legal Lot Number	18
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	3
Census Block	3009
Census Tract	12300

Owner

Source: Lake County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5905 E GALBRAITH RD, 1000, CINCINNATI, OH 45236-2380
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jun 21, 2017	Grant Deed, Transfer · Line of Credit NODAWAY VALLEY BK
Dec 31, 2016	Loan Modification, Mortgage · Line of Credit TEXAS CAP BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IN
Recording Date	Nov 4, 2020
Property Address	1921 E RIDGE RD, GARY, IN 46409
Document Number	0000080448
Instrument Date	Oct 19, 2020
Instrument	80448
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5905 E GALBRAITH RD CINCINNATI OH 452362375, CINCINNATI, OH 45236-2375

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IN
Recording Date	Jun 21, 2017
Property Address	1921 E RIDGE RD, GARY, IN 46409
Document Number	0000037650
Instrument Date	May 12, 2017
Instrument	37650
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	220 S WOODBINE RD ST JOSEPH MO 645063447, ST JOSEPH, MO 64506-3447

Mortgage

Document Number	37651
Date	Jun 21, 2017
Instrument	37651

Lender

Name	NODAWAY VALLEY BK
Type	Bank
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 20, 2032

Interest

Rate Type	Adjustable Rate

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IN
Property Address	1921 E RIDGE RD, GARY, IN 46409
Document Number	0000024234
Instrument Date	Dec 31, 2016
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	61 E RIDGE RD GARY IN 464091545, GARY, IN 46409-1545

Mortgage

Document Number	0000024234
Date	Apr 20, 2017
Instrument	24234

Lender

Name	TEXAS CAP BK
Type	Bank
Address	RICHARDSON, TX 75082

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 19, 2018

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$836,200 (+11.87%) Land $49,700 Building $786,500	$836,200 (+11.87%) Land $49,700 Building $786,500
2024	$26,923.00 (+305.1%)
2023		$747,500 (+300.59%) Land $49,700 Building $697,800	$747,500 (+300.59%) Land $49,700 Building $697,800
2022	$6,646.00	$186,600 Land $24,800 Building $161,800	$186,600 Land $24,800 Building $161,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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