1921 E 4th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 1921 E 4th St, Royal Oak, MI 48067

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,084 sqft · built 1949
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Aug 2026)
Tax Bill	$3,407 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`72-25-23-103-044`

Property Details

APN / Parcel Number

Primary APN	`72-25-23-103-044`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	856 sqft
Basement Area	856 sqft
Unfinished Basement	856 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	109 ft deep x 40 ft wide
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	94 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1921 E 4TH ST
City	ROYAL OAK
State	MI
Zip	48067-3917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ONE FAM
Legal Description	T1N, R11E, SEC 23 HOME GARDENS LOTS 168 & 169, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	23
Legal Subdivision	HOME GARDENS
Legal Lot Number	168-169
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	1
Census Block	1016
Census Tract	184300

Owner

1921 E 4th St is owned and occupied by an individual who bought it in August 2026.

Source: Oakland County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2392 COLUMBIA RD, BERKLEY, MI 48072-1715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 20, 2026	Warranty Deed, Transfer ATA NATIONAL TITLE
Nov 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC
Jan 31, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Prior Sale	Nov 30, 2021 · Amount on File
Deed Document Number	2026124997
Deed Book / Page	61480 / 727
Prior Transfer Date	Nov 1, 2021
Prior Transfer Doc	0000308335
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Aug 14, 2026
Property Address	1921 E 4TH ST, ROYAL OAK, MI 48067-3917
Document Number	0000121337
Book / Page	61459 / 494
Instrument Date	Aug 14, 2026
Instrument	2026121337
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	ATA NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2392 COLUMBIA RD, BERKLEY, MI 48072-1715

Mortgage

Document Number	0000121337,
Date	Aug 14, 2026
Book Page	61459/494
Instrument	2026121337

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 20, 2026
Property Address	1921 E 4TH ST, ROYAL OAK, MI 48067-3917
Document Number	0000124997
Book / Page	61480 / 727
Instrument Date	Aug 4, 2026
Instrument	2026124997
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$231,037.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2392 COLUMBIA RD, BERKLEY, MI 48072-1715

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 30, 2021
Property Address	1921 E 4TH ST, ROYAL OAK, MI 48067-3917
Document Number	0000265151
Book / Page	57125 / 457
Map Reference	LB 25 PG 26
Instrument Date	Nov 1, 2021
Instrument	265151
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2331 CHELSEA CT, TROY, MI 48084-1311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 E 4TH ST, ROYAL OAK, MI 48067-3917
Investor	Possibly a Property Investor

Mortgage

Document Number	0057140187
Date	Nov 30, 2021
Instrument	57140/187

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jan 31, 2022
Property Address	1921 E 4TH ST, ROYAL OAK, MI 48067-3917
Document Number	0000308335
Book / Page	57378 / 342
Map Reference	LB 25 PG 26
Instrument Date	Nov 1, 2021
Instrument	308335
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 E 4TH ST, ROYAL OAK, MI 48067-3917

Tax Assessment & Valuation

The 2025 property tax bill for 1921 E 4th St was $3,407 with a homeowner's exemption, down 26.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,407.00 (-26.83%) Homeowner's exemption	$127,920	$255,840
2024	$4,656.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1921 E 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1921 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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