San Luis Obispo County property record for 1921 Beach St, Oceano, CA 93445
| Property Type | Planned Unit Development |
|---|---|
| Details | 2 bd · 1.5 ba · 802 sqft · built 1991 |
| Lot Size | 0.046 acres (1,983 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Apr 2017) |
| Tax Bill | $4,093 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-089-026 |
| Primary APN | 062-089-026 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 802 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Wood |
| Lot Area | 1,983 sqft (0.046 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 1921 BEACH ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9021 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | RMF |
| Legal Description | TR 1709 LT 4 |
| Legal Subdivision | TOWN OF OCEANO |
| Legal Tract | 1709 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 12201 |
Source: San Luis Obispo County records · APN 062-089-026
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1921 BEACH ST, OCEANO, CA 93445-9021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ACQUIRE MORTGAGE AND REAL ESTATE IN |
| Apr 28, 2017 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on Record |
| Deed Sale | Apr 28, 2017 · Amount on Record |
| Prior Sale | Dec 16, 1996 · Amount on Record |
| Deed Document Number | 201718565 |
| Last Transfer Date | Oct 18, 2021 |
| Transfer Doc | 0000072316 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 27, 2021 |
| Property Address | 1921 BEACH ST, OCEANO, CA 93445-9021 |
| Document Number | 0000072316 |
| Map Reference | MB 16 PG 68 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021072316 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1921 BEACH ST, OCEANO, CA 93445-9021 |
| Document Number | 0000072317 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021072317 |
| Name | ACQUIRE MORTGAGE AND REAL ESTATE IN |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 28, 2017 |
| Property Address | 1921 BEACH ST, OCEANO, CA 93445-9021 |
| Document Number | 0000018565 |
| Map Reference | MB16 PG68 |
| Instrument Date | Mar 07, 2017 |
| Instrument | 2017018565 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1921 BEACH ST, OCEANO, CA 93445-9021 |
| Document Number | 0000018566 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 2017018566 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $359,297 (+2%) Land $210,556 Building $148,741 | |
| 2025 | $4,093.00 (+22.8%) | $352,253 (+23.84%) Land $206,428 Building $145,825 |
| 2023 | $3,333.00 (+1.37%) | $284,453 Land $167,326 Building $117,127 |
| 2022 | $3,288.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Nearby Flood Policies | 89 units insured incl. 56 condo units |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Peak WiFi, Radiate Holdings, Ranch WiFi, T-Mobile USA, Verizon.
Based on FCC filings for 487 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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