1921 28th Pl, Florence, OR 97439 Property Records

Lane County property record for 1921 28th Pl, Florence, OR 97439 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1998
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$174,200 (Aug 2010)
Tax Bill	$3,296 (2025)
Deeds & Mortgages	Apr 2019 Reverse Mortgage Jan 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-23-32-00403-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-23-32-00403-000`
Alternative APN	`1605342`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,496 sqft Finished Area
1st Floor Area	1,496 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	565 sqft
Parking Spaces	2 Parking Spaces
Patio Area	300 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1605342
Street Address	1921 28TH PL
City	FLORENCE
State	OR
Zip	97439-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD:FRASIER & BERRYS SEC/TWN/RNG/MER:SEC 23 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	23
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	FRASIER & BERRYS
Legal Lot Number	403
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2014
Census Tract	707

Owner

Source: Lane County records · APN 18-12-23-32-00403-000

Assessment roll updated September 30, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 551, FLORENCE, OR 97439-0019
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2019	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Jan 26, 2021	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Jan 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Apr 24, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2010 · Amount on Record
Deed Sale	Aug 31, 2010 · Amount on Record
Prior Sale	Sep 02, 2003 · Amount on Record
Deed Document Number	2010-043544
Record Updated	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1921 28TH PL, FLORENCE, OR 97439-9700
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016157
Date	Apr 29, 2019
Instrument	2019-016157

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	932 Months
Due	Dec 13, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.74%
Type Change Date	May 01, 2020
Change Frequency	Annually
Index	3-Month LIBOR

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1921 28TH PL, FLORENCE, OR 97439-9700
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	CASCADE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005585
Date	Jan 26, 2021
Instrument	2021-005585

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	911 Months
Due	Dec 13, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.23%
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.2%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1921 28TH PL, FLORENCE, OR 97439-9700
Document Number	0000005586
Instrument Date	Jan 21, 2021
Transaction Type	Mortgage
Record Updated	Mar 02, 2021
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1921 28TH PL FLORENCE OR 974399700, FLORENCE, OR 97439-9700

Mortgage

Document Number	0000005586
Date	Jan 26, 2021
Instrument	5586

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Jan 25, 2096

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1921 28TH PL, FLORENCE, OR 97439-9700
Document Number	0000016158
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 06, 2019
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1921 28TH PL FLORENCE OR 974399700, FLORENCE, OR 97439-9700

Mortgage

Document Number	0000016158
Date	Apr 29, 2019
Instrument	16158

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Apr 28, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.74%

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated September 30, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,296.00 (+5.91%)	$241,595 (+6.09%)	$444,677 (-11.03%) Land $82,697 Building $361,980
2023	$3,112.00 (+4.22%)	$227,728 (+3%)	$499,801 (+13.7%) Land $72,149 Building $427,652
2022	$2,986.00	$221,096	$439,586 Land $69,714 Building $369,872

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lane County (41039C), updated August 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410390007072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 419 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Concept Communications	Fiber	10,000 / 10,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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