19204 E 15th St N, Independence, MO 64056 Property Records

Jackson County property record for 19204 E 15th St N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1979
Lot Size	0.192 acres (8,366 sqft)
Owner	Individual Name on Record
Last Sale	$214,900 (Jan 2026)
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-240-06-13`

Property Details

APN / Parcel Number

Primary APN	`16-240-06-13`
Alternative APNs	`16-240-06-13-00-0-00-000` `16240061300000001` `736384`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	572 sqft
Basement Area	1,012 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,366 sqft (0.192 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	52 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	736384
Street Address	19204 E 15TH ST N
City	INDEPENDENCE
State	MO
Zip	64056-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSAGE VILLAGE 3RD PLAT LOT 107
Legal Subdivision	OSAGE VILLAGE 3RD PLAT
Legal Block	4
Legal Lot Number	107
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4000
Census Tract	17700

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19204 E 15TH ST N, INDEPENDENCE, MO 64056-1220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Warranty Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2026 · Amount on Record
Deed Sale	Jan 26, 2026 · Amount on Record
Prior Sale	Nov 30, 2021
Deed Document Number	20266110
Prior Transfer Date	Apr 16, 2012
Prior Transfer Doc	00E0041139
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 26, 2026
Property Address	19204 E 15TH ST N, INDEPENDENCE, MO 64056-1220
Document Number	00E0006110
Instrument Date	Jan 21, 2026
Instrument	2026E0006110
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19204 E 15TH ST N, INDEPENDENCE, MO 64056-1220

Mortgage

Document Number	00E0006424
Date	Jan 26, 2026
Instrument	2026E0006424

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19204 E 15TH ST N, INDEPENDENCE, MO 64056-1220
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	SECURITY 1ST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 S VIKING CT, 64047

Mortgage

Document Number	00E0139320
Date	Dec 22, 2021
Instrument	2021E0139320

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 30, 2021
Property Address	19204 E 15TH ST N, INDEPENDENCE, MO 64056-1220
Document Number	00E0130220
Instrument Date	Nov 24, 2021
Instrument	2021E0130220
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19204 E 15TH ST N, INDEPENDENCE, MO 64056-1220
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0139320
Date	Nov 30, 2021
Instrument	2021E0139320

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,900 (-) Land $6,053 Building $23,847	$157,370 (-)
2025	$2,439.00 (-24.3%)	$29,900 (-26.33%) Land $6,053 Building $23,847	$157,370 (-26.32%)
2024	$3,222.00 (+0.47%)
2023	$3,207.00	$40,584 Land $4,978 Building $35,606	$213,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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