1920 Woodhaven Ln, Duluth, MN 55803 Property Records

St. Louis County property record for 1920 Woodhaven Ln, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,532 sqft · built 1966
Lot Size0.299 acres (13,057 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Jun 2020)
Tax Bill$4,604 (2026)
Deeds & MortgagesJun 2026 Mortgage
May 2022 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN010-4645-00700

Property Details

APN / Parcel Number

Primary APN010-4645-00700
Alternative APN
  • 1091646

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,532 sqft Gross Area
1st Floor Area1,532 sqft
Basement Area819 sqft
Finished Basement819 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area13,057 sqft (0.299 acres)
Garage Area440 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area440 sqft
Storage Building80 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number1091646
Street Address1920 WOODHAVEN LN
CityDULUTH
StateMN
Zip55803-2445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 EX SELY 3 36/100 FT AND SELY 12 FTOF OF LOT 2 SERIAL #
Legal SubdivisionWOODHAVEN REARR OF NASHVILLE D
Legal Block8
Legal Lot Number1-2
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1001
Census Tract500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1920 WOODHAVEN LN, DULUTH, MN 55803-2445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANK NATIONAL ASSOCIATION
May 25, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NATIONAL BANK OF COMMERCE
Jun 29, 2020Warranty Deed, Transfer · Conventional Mortgage
NATIONAL BK/CMRC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2020 · Amount on Record
Deed SaleJun 29, 2020 · Amount on Record
Prior SaleJan 20, 2005 · Amount on Record
Deed Document Number20201025142
Prior Transfer DateApr 1, 2014
Prior Transfer Doc000T943999
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateJun 30, 2026
Property Address1920 WOODHAVEN LN, DULUTH, MN 55803-2445
Document Number0001103024
Instrument DateJun 16, 2026
Instrument20261103024
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address1920 WOODHAVEN LN, DULUTH, MN 55803-2445

Mortgage

Document Number0001103024,
DateJun 30, 2026
Instrument20261103024
Lender
NameBANK NATIONAL ASSOCIATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1920 WOODHAVEN LN, DULUTH, MN 55803-2445
Transaction TypeMortgage
Record UpdatedJun 30, 2022
Title CompanyNORTH SHORE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001056994
DateMay 25, 2022
Instrument1056994
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
AddressSUPERIOR, WI 54880
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueJun 24, 2027

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 29, 2020
Property Address1920 WOODHAVEN LN, DULUTH, MN 55803-2445
Document Number00T1025142
Instrument DateJun 19, 2020
InstrumentT1025142
Transaction TypeTransfer
Record UpdatedAug 19, 2020
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$891.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1920 WOODHAVEN LN DULUTH MN 558032445, DULUTH, MN 55803-2445

Mortgage

Document NumberT1025143
DateJun 29, 2020
InstrumentT1025143
Lender
NameNATIONAL BK/CMRC
AddressSUPERIOR, WI 54880
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,604.00 (+11.05%) Homeowner's exemption
2025$4,146.00 (-7.41%) Homeowner's exemption$405,800 (+27.69%) Land $41,400 Building $364,400$405,800 (+27.69%) Land $41,400 Building $364,400
2024$4,478.00$317,800 (+5.72%) Land $66,300 Building $251,500$317,800 (+5.72%) Land $66,300 Building $251,500
2022$300,600 Land $62,200 Building $238,400$300,600 Land $62,200 Building $238,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1979–1991)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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