Kane County property record for 1920 White Oak Dr, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,914 sqft · built 1993 |
| Lot Size | 0.272 acres (11,835 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $451,000 (Dec 2023) |
| Tax Bill | $8,498 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-05-201-003 |
| Primary APN | 03-05-201-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,914 sqft Living Area |
| Gross Area | 3,360 sqft |
| 1st Floor Area | 1,285 sqft |
| Basement Area | 1,005 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 11,835 sqft (0.272 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1920 WHITE OAK DR |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-5153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 141 WILLOUGHBY FARMS UNIT 1 L 168.73 X 81.38 X 153.78 X 80 F SUBDIVISION: WILLOUGHBY FARMS RANGE CODE: 8 E TWSHP 42N |
| Legal Subdivision | WILLOUGHBY FARMS |
| Legal Block | 1 |
| Legal Lot Number | 141 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | DUNDEE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 850105 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1920 WHITE OAK DR, ALGONQUIN, IL 60102-5153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 20, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage NORTHROP GRUMMAN FCU |
| Dec 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 27, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 24, 2017 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on Record |
| Deed Sale | Dec 11, 2023 · Amount on Record |
| Prior Sale | Feb 1, 1999 · Amount on Record |
| Deed Document Number | 202343123 |
| Last Transfer Date | Feb 12, 2026 |
| Transfer Doc | 0000006926 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 20, 2026 |
| Property Address | 1920 WHITE OAK DR, ALGONQUIN, IL 60102-5153 |
| Document Number | 0000006926 |
| Map Reference | DOC 92K61675 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2026K006926 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1920 WHITE OAK DR, ALGONQUIN, IL 60102-5153 |
| Document Number | 0000006927 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 2026K006927 |
| Name | NORTHROP GRUMMAN FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 11, 2023 |
| Property Address | 1920 WHITE OAK DR, ALGONQUIN, IL 60102-5153 |
| Document Number | 0000043123 |
| Map Reference | DOC 92K61675 |
| Instrument Date | Nov 24, 2023 |
| Instrument | 2023K043123 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $451.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 WHITE OAK CT # 920, 920, ALGONQUIN, IL 60102-5149 |
| Name | Verified Name |
|---|---|
| Address | 1920 WHITE OAK DR, ALGONQUIN, IL 60102-5153 |
| Document Number | 0000043124 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 2023K043124 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 27, 2022 |
| Property Address | 1920 WHITE OAK DR, ALGONQUIN, IL 60102-5153 |
| Document Number | 0000060005 |
| Map Reference | DOC 92K61675 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 2022K060005 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1920 WHITE OAK DR, ALGONQUIN, IL 60102-5153 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1920 WHITE OAK DR, ALGONQUIN, IL 60102-5153 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014966 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 2017K014966 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Mar 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Max Rate | 21% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | Kane County |
| County Subdivision | Dundee Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,498.00 (+5.26%) | $125,390 (+9.42%) Land $26,485 Building $98,905 | $376,321 (+9.42%) Land $79,487 Building $296,834 |
| 2024 | $8,073.00 (+10.39%) Homeowner's exemption | $114,595 (+20.91%) Land $24,205 Building $90,390 | $343,923 (+20.96%) Land $72,644 Building $271,279 |
| 2022 | $7,313.00 (+3.22%) Homeowner's exemption | $94,777 (+5.91%) Land $21,779 Building $72,998 | $284,331 (+5.91%) Land $65,337 Building $218,994 |
| 2021 | $7,085.00 Homeowner's exemption | $89,489 Land $20,564 Building $68,925 | $268,467 Land $61,692 Building $206,775 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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