St. Louis County property record for 1920 Waverly Ave, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,566 sqft · built 1954 |
| Lot Size | 0.2 acres (8,743 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,950 (2026) |
| Deeds & Mortgages | Dec 2018 Line of Credit Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1830-00885 |
| Primary APN | 010-1830-00885 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,566 sqft Gross Area |
| 1st Floor Area | 837 sqft |
| Basement Area | 210 sqft |
| Finished Basement | 210 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 8,743 sqft (0.2 acres) |
| Garage Area | 240 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 72 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 23187 |
|---|---|
| Street Address | 1920 WAVERLY AVE |
| City | DULUTH |
| State | MN |
| Zip | 55803-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WLY 123 FT SERIAL # |
| Legal Subdivision | GLEN AVON 1ST DIV OF DULUTH |
| Legal Block | 29 |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 500 |
1920 Waverly Ave is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1920 WAVERLY AVE, DULUTH, MN 55803-2441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jan 7, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1920 WAVERLY AVE, DULUTH, MN 55803-2441 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0001347288 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 1347288 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Nov 15, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1920 WAVERLY AVE, DULUTH, MN 55803-2441 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0001347777 |
|---|---|
| Date | Jan 7, 2019 |
| Instrument | 1347777 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1920 Waverly Ave was $3,950 with a homeowner's exemption, up 4.6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,950.00 (+4.61%) Homeowner's exemption | ||
| 2025 | $3,776.00 (-5.98%) Homeowner's exemption | $311,300 (+6.32%) Land $54,500 Building $256,800 | $311,300 (+6.32%) Land $54,500 Building $256,800 |
| 2024 | $4,016.00 | $292,800 Land $50,800 Building $242,000 | $292,800 Land $50,800 Building $242,000 |
| 2022 | $254,200 Land $34,800 Building $219,400 | $254,200 Land $34,800 Building $219,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1920 Waverly Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1979–1991) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1920 Waverly Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, CTC, Fidium Fiber.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures