1920 W Stearns Rd, Spokane, WA 99208 Property Records

Spokane County property record for 1920 W Stearns Rd, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,841 sqft · built 1992
Lot Size	9.56 acres (416,869 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Aug 2020)
Tax Bill	$2,251 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27364.9056`

Property Details

APN / Parcel Number

Primary APN	`27364.9056`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,841 sqft Living Area
Gross Area	4,450 sqft
1st Floor Area	1,564 sqft
2nd Floor Area	762 sqft
Basement Area	1,515 sqft
Finished Basement	1,515 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	416,869 sqft
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Deck Area	1,019 sqft
Patio Area	1,108 sqft
Shed	1 Shed
Shed Area	64 sqft
Canopy	89 sqft
Lean-To	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1920 W STEARNS RD
City	SPOKANE
State	WA
Zip	99208-7605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	36-27-42 PTN OF SW1/4 OF SE1/4 LYG N OF STEARNS RD EXC W490.69FT & EXC E350FT
Legal Range	42
Legal Township	27
Legal Section	36
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1017
Census Tract	10508

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1920 W STEARNS RD, SPOKANE, WA 99208-7605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jan 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON TRUST BANK
Aug 11, 2020	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	20206954295
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1920 W STEARNS RD, SPOKANE, WA 99208-7605
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007051107
Date	Mar 23, 2021
Instrument	7051107

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	9518

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1920 W STEARNS RD, SPOKANE, WA 99208-7605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006777023
Date	Jan 22, 2019
Instrument	6777023

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99205

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 11, 2020
Property Address	1920 W STEARNS RD, SPOKANE, WA 99208-7605
Document Number	0006954295
Instrument Date	Aug 10, 2020
Instrument	6954295
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,497.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 W STEARNS RD, SPOKANE, WA 99208-7605

Mortgage

Document Number	0006954296
Date	Aug 11, 2020
Instrument	6954296

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,251.00 (+9.7%)	$814,740 (+7.39%) Land $226,140 Building $588,600	$814,740 (+7.39%) Land $226,140 Building $588,600
2025	$2,052.00 (+8.4%) Disabled Person's exemption Senior Citizen's exemption
2024		$758,660 (+24.46%) Land $164,360 Building $594,300	$758,660 (+24.46%) Land $164,360 Building $594,300
2023	$1,893.00 (-11.58%) Disabled Person's exemption Senior Citizen's exemption	$609,580 Land $130,180 Building $479,400	$609,580 Land $130,180 Building $479,400
2022	$2,141.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 44% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10
T-Mobile Fixed Wireless	25 / 3
Ziply Fiber Fixed Wireless	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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