1920 Sturgeon Valley Rd E, Vanderbilt, MI 49795 Property Records

Otsego County property record for 1920 Sturgeon Valley Rd E, Vanderbilt, MI 49795

Property Summary

Property Type	Single Family Home
Lot Size	136 acres (5,943,762 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Sep 2019)
Tax Bill	$5,825 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Sale & Refinance
APN	`042-023-100-005-02`

Property Details

APN / Parcel Number

Primary APN	`042-023-100-005-02`

Exterior

Lot Area	5,943,762 sqft (136 acres)

Location & Zoning

Street Address	1920 STURGEON VALLEY RD E
City	VANDERBILT
State	MI
Zip	49795-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONT 136 ACRES M/L E 1/2 OF E 1/2 EXC BEG AT SW COR OF E 1/2 OF SE 1/4, TH E 450.75FT, N 900FT, W 242FT, N 3618.68FT, TH W
Legal Range	03W
Legal Township	32N
Legal Section	23
Jurisdiction	OTSEGO MI
Township / Civil Division	CORWITH
Census Block Group	2
Census Block	2076
Census Tract	950100

Owner

Source: Otsego County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8498 GOUTHIER TRAIL ST, VANDERBILT, MI 49795-8704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Sep 10, 2019	Warranty Deed, Transfer · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2019 · Amount on Record
Deed Sale	Sep 10, 2019 · Amount on Record
Deed Book / Page	1502 / 589
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	8498 GOUTHIER TRAIL ST, VANDERBILT, MI 49795-8704
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 SABAL DR, RICHMOND HILL, GA 31324-6051

Mortgage

Document Number	0000001545/0000000704
Date	Dec 8, 2020
Book Page	0000001545/0000000704

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jan 1, 2032

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Sep 10, 2019
Property Address	8498 GOUTHIER TRAIL ST, VANDERBILT, MI 49795-8704
Document Number	1502/589
Book / Page	1502 / 589
Instrument Date	Sep 5, 2019
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	ALPINE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 SABAL DR, RICHMOND HILL, GA 31324-6051

Mortgage

Document Number	1502/590
Date	Sep 10, 2019
Book Page	1502/590

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Otsego County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
County Subdivision	Corwith Township
Unified School District	Vanderbilt Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,700 (+9.6%)	$703,400 (+9.6%)
2025	$5,825.00 (+8.27%) Homeowner's exemption	$320,900 (+24.28%)	$641,800 (+24.28%)
2024	$5,380.00 (+4.14%)
2023		$258,200	$516,400
2022	$5,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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