1920 Sanger Ave, Waco, TX 76707 Property Records

McLennan County property record for 1920 Sanger Ave, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,468 sqft · built 2014
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,511 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`480096000079005`

Property Details

APN / Parcel Number

Primary APN	`480096000079005`
Alternative APNs	`4800960000790050111` `168641`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
1st Floor Area	1,468 sqft
2nd Floor Area	448 sqft
Flooring	Carpet

Exterior

Year Built	Built 2014
Exterior Material	Other
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	312 sqft
Driveway	Driveway
Driveway Area	2,358 sqft
Porch	Open Porch
Porch Area	50 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	168641
Old Parcel Number	4800960000790050111
Street Address	1920 SANGER AVE
City	WACO
State	TX
Zip	76707-3575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3D
Legal Description	COHEN LOT 3 BLOCK 7 ACRES .1894
Legal Subdivision	COHEN
Legal Block	7
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2021
Census Tract	700

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3900 FORT AVE, WACO, TX 76710-5216
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage EXTRACO BANKS NA
Jan 17, 2017	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK
Jun 8, 2018	Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 8, 2018
Deed Sale	Jun 8, 2018
Prior Sale	Dec 4, 2006
Deed Document Number	2018019093
Record Updated	Jun 7, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1920 SANGER AVE, WACO, TX 76707-3575
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 FORT AVE, WACO, TX 76710-5216

Mortgage

Document Number	0000038088
Date	Dec 15, 2023
Instrument	2023038088

Lender

Name	EXTRACO BANKS NA
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	1-Year CMT
Max Rate	13.3%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1920 SANGER AVE, WACO, TX 76707-3575
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001569
Date	Jan 17, 2017
Instrument	2017001569

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WACO, TX 76710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 8, 2018
Property Address	1920 SANGER AVE, WACO, TX 76707-3575
Document Number	0000019093
Map Reference	VOL74 PG215
Instrument Date	Jun 7, 2018
Instrument	2018019093
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 FORT AVE, WACO, TX 76710-5216

Mortgage

Document Number	0000019094
Date	Jun 8, 2018
Instrument	2018019094

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$240,000 (+2%) Land $24,590 Building $233,680	$258,270 (+29.14%) Land $24,590 Building $233,680
2024	$4,511.00 (+0.62%)
2023		$200,000 Land $24,590 Building $175,410	$200,000 Land $24,590 Building $175,410
2022	$4,483.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Central Link Broadband.

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