1920 S Hardy Ave, Independence, MO 64052 Property Records

Jackson County property record for 1920 S Hardy Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,526 sqft · built 1920
Lot Size	0.47 acres (20,481 sqft)
Owner	Individual Name on File
Last Sale	$95,700 (Mar 2015)
Tax Bill	$2,186 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-620-18-40`

Property Details

APN / Parcel Number

Primary APN	`27-620-18-40`
Alternative APNs	`27-620-18-40-00-0-00-000` `27620184000000001` `792979`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,526 sqft Living Area
1st Floor Area	940 sqft
Basement Area	940 sqft
Finished Basement	860 sqft
Unfinished Basement	80 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,481 sqft (0.47 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	386 sqft
Patio Area	548 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	792979
Street Address	1920 S HARDY AVE
City	INDEPENDENCE
State	MO
Zip	64052-2070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH MAYWOOD LOTS 19 & 20 & 21
Legal Subdivision	SOUTH MAYWOOD
Legal Block	4
Legal Lot Number	20
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4006
Census Tract	11800

Owner

1920 S Hardy Ave is owned and occupied by an individual who bought it in March 2015.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1920 S HARDY AVE, INDEPENDENCE, MO 64052-2070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2015 · Amount on File
Deed Sale	Mar 19, 2015 · Amount on File
Prior Sale	Apr 6, 2006 · Amount on File
Deed Document Number	201522440
Prior Transfer Date	May 2, 2001
Prior Transfer Doc	0000033568
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1920 S HARDY AVE, INDEPENDENCE, MO 64052-2070
Document Number	0000E09275
Instrument Date	Jan 18, 2021
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1920 S HARDY AVE INDEPENDENCE MO 640522070, INDEPENDENCE, MO 64052-2070

Mortgage

Document Number	0000E09275
Date	Jan 27, 2021
Instrument	9275E

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 26, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 1920 S Hardy Ave was $2,186, up 15.3% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,901 (-) Land $3,369 Building $26,532	$157,370 (-)
2025	$2,186.00 (+15.3%)	$29,901 Land $3,369 Building $26,532	$157,370
2024	$1,896.00 (+2.49%)
2023	$1,850.00	$26,600 Land $6,126 Building $20,474	$140,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1920 S Hardy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1920 S Hardy Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile, Wisper ISP.

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