1920 S 4th St, Waco, TX 76706 Property Records

McLennan County property record for 1920 S 4th St, Waco, TX 76706

Property Summary

Property Type	Commercial
Details	2,880 sqft · built 1992
Lot Size	1.27 acres (55,321 sqft)
Owner	Company Name on File
Flood Zone	Zone X (minimal risk)
APN	`480029030001000`

Property Details

APN / Parcel Number

Primary APN	`480029030001000`
Alternative APNs	`4800290300010000111` `162869`

Interior

Stories	1 Story
Building Area	2,880 sqft Total Area
1st Floor Area	2,880 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	55,321 sqft (1.27 acres)
Canopy	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	162869
Old Parcel Number	4800290300010000111
Street Address	1920 S 4TH ST
City	WACO
State	TX
Zip	76706-2529
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	O1
Legal Description	BAYLOR CREDIT UNION LOT 1 BLOCK 1 ACRES 1.27
Legal Subdivision	BAYLOR CREDIT UNION
Legal Block	1
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1010
Census Tract	200

Owner

Source: McLennan County records · APN 480029030001000

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1 BEAR PL UNIT 97041, 97041, WACO, TX 76798-7041
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$1,674,150 (-0.44%) Land $1,383,030 Building $291,120	$1,674,150 (-0.44%) Land $1,383,030 Building $291,120
2023	$1,681,630 Land $1,383,030 Building $298,600	$1,681,630 Land $1,383,030 Building $298,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Helmsco Fixed Wireless	100 / 20

May also be available: AT&T, Pavlov Media.

Based on FCC filings for 145 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WACO serves 146,241 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.