DeKalb County property record for 1920 S 4th St, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.5 acres (21,834 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (May 2026) |
| Tax Bill | $5,731 (2024) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-26-357-014 |
| Primary APN | 08-26-357-014 |
|---|
| Lot Area | 21,834 sqft (0.5 acres) |
|---|
| Account Number | 0826357014 |
|---|---|
| Street Address | 1920 S 4TH ST |
| City | DEKALB |
| State | IL |
| Zip | 60115-8607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 1 - SCHNORRS SUB |
| Legal Subdivision | SCHNORRS SUB |
| Legal Lot Number | 1 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 1500 |
1920 S 4th St is owned and occupied by an individual who bought it in May 2026.
Source: DeKalb County records, as of June 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 N SOMONAUK RD, CORTLAND, IL 60112-4144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Apr 8, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Apr 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 18, 2021 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Nov 28, 2017 | Quit Claim Deed, Mortgage · Conventional with PMI WATERMAN ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on File |
| Deed Sale | May 22, 2026 · Amount on File |
| Prior Sale | Apr 27, 2022 · Amount on File |
| Deed Document Number | 20264290 |
| Prior Transfer Date | Jan 17, 2008 |
| Prior Transfer Doc | 0000001040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | May 22, 2026 |
| Property Address | 1920 S 4TH ST, DEKALB, IL 60115-8607 |
| Document Number | 0000004290 |
| Instrument Date | May 11, 2026 |
| Instrument | 20264290 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51,510.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 21 N SOMONAUK RD, CORTLAND, IL 60112-4144 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004291, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 20264291 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Apr 8, 2026 |
| Property Address | 1920 S 4TH ST, DEKALB, IL 60115-8607 |
| Document Number | 0000002848 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20262848 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO |
| Name | Verified Name |
|---|---|
| Address | 1920 S 4TH ST, DEKALB, IL 60115-8607 |
| Document Number | 0000002848, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20262848 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2056 |
| Rate | 7.24% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Apr 27, 2022 |
| Property Address | 1920 S 4TH ST, DEKALB, IL 60115-8607 |
| Document Number | 0000004185 |
| Map Reference | DOC 241778 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 2022004185 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1920 S 4TH ST, 1920, DEKALB, IL 60115-8607 |
| Name | Verified Name |
|---|---|
| Address | 1920 S 4TH ST, DEKALB, IL 60115-8607 |
| Document Number | 0000004186 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022004186 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Mar 18, 2021 |
| Property Address | 1920 S 4TH ST, DEKALB, IL 60115-8607 |
| Document Number | 0000003477 |
| Map Reference | DOC 241778 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 2021003477 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $287.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Number | 0000003478 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021003478 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Nov 28, 2017 |
| Property Address | 1920 S 4TH ST, DEKALB, IL 60115-8607 |
| Document Number | 0000011850 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 11850 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1920 S 4TH ST DEKALB IL 601158607, DEKALB, IL 60115-8607 |
| Document Number | 11851 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 11851 |
| Name | WATERMAN ST BK |
|---|---|
| Type | Bank |
| Address | WATERMAN, IL 60556-0209 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 27, 2022 |
| Rate | 5.74% |
|---|
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,105 Land $15,602 Building $70,503 | $258,315 Land $46,806 Building $211,509 | |
| 2024 | $5,731.00 | ||
| 2023 | $68,556 Land $12,422 Building $56,134 | $205,668 Land $37,266 Building $168,402 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1920 S 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1920 S 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB serves 40,290 people · EPA ID IL0370100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures