1920 S 15th St, Waco, TX 76706 Property Records

McLennan County property record for 1920 S 15th St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 2,624 sqft · built 2007
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Tax Bill	$10,601 (2024)
Deeds & Mortgages	Aug 2022 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`480029000276007`

Property Details

APN / Parcel Number

Primary APN	`480029000276007`
Alternative APNs	`4800290002760070111` `162827`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,624 sqft Living Area
1st Floor Area	1,440 sqft
2nd Floor Area	1,184 sqft
Upper Floors Area	320 sqft
Flooring	Carpet

Exterior

Year Built	Built 2007
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	3,180 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	270 sqft
Patio Area	360 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	162827
Old Parcel Number	4800290002760070111
Street Address	1920 S 15TH ST
City	WACO
State	TX
Zip	76706-3074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BAYLOR LOT 16 BLOCK 22 ACRES .1894
Legal Subdivision	BAYLOR
Legal Block	22
Legal Lot Number	16
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2009
Census Tract	1900

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	718 MARINE ST, SANTA MONICA, CA 90405-5633
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Vendor's Lien, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
May 1, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2022
Deed Sale	Aug 15, 2022
Prior Sale	May 1, 2017
Deed Document Number	2022033138
Record Updated	Jun 8, 2026

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 15, 2022
Property Address	1920 S 15TH ST, WACO, TX 76706-3074
Document Number	0000033138
Map Reference	VOL 69 PG 108
Instrument Date	Aug 10, 2022
Instrument	2022033138
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 MARINE ST, SANTA MONICA, CA 90405-5633

Mortgage

Document Number	0000033139
Date	Aug 15, 2022
Instrument	2022033139

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	May 1, 2017
Property Address	1920 S 15TH ST, WACO, TX 76706-3074
Document Number	0000013514
Map Reference	VOL69 PG108
Instrument Date	Apr 25, 2017
Instrument	2017013514
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 S 15TH ST, WACO, TX 76706-3074
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013515
Date	May 1, 2017
Instrument	2017013515

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$514,750 (+11.91%) Land $125,810 Building $388,940	$514,750 (+11.91%) Land $125,810 Building $388,940
2024	$10,601.00 (+2.81%)
2023		$459,960 Land $125,810 Building $334,150	$459,960 Land $125,810 Building $334,150
2022	$10,311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Pavlov Media, T-Mobile.

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