1920 Rustic View Dr, Finksburg, MD 21048 Property Records

Carroll County property record for 1920 Rustic View Dr, Finksburg, MD 21048

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,724 sqft · built 1970
Lot Size1.36 acres (59,242 sqft)
OwnerIndividual Name on Record
Tax Bill$3,846 (2026)
Deeds & MortgagesAug 2017 Mortgage
Oct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-016793

Property Details

APN / Parcel Number

Primary APN04-016793
Alternative APNs
  • 4016793
  • 016793

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,724 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area59,242 sqft (1.36 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
Deck Area240 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number016793
Street Address1920 RUSTIC VIEW DR
CityFINKSBURG
StateMD
Zip21048-1747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCONSE
Legal DescriptionLT 1.369 AC RUSTIC VIEW DRIVE SW OF SANDYMOUNT
Legal SubdivisionSHERLOCK HOLMES ESTATES
JurisdictionCARROLL MD
Township / Civil Division4, WOOLERYS
Census Block Group1
Census Block1016
Census Tract504201

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1920 RUSTIC VIEW DR, FINKSBURG, MD 21048-1747
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2017Deed of Trust, Mortgage · Commercial Mortgage
PNC BANK NA
Oct 10, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2007
Deed SaleMay 4, 2007
Deed Document Number200763905
Deed Book / Page5223 / 563
Prior Transfer DateApr 6, 2007
Prior Transfer Doc0052230563
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address1920 RUSTIC VIEW DR, FINKSBURG, MD 21048-1747
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0087750201
DateAug 14, 2017
Book Page8775/0201
Instrument8775-0201
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term479 Months
DueJul 26, 2057
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address1920 RUSTIC VIEW DR, FINKSBURG, MD 21048-1747
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094410175
DateOct 10, 2019
Book Page9441/0175
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,846.00 (+4.94%) Homeowner's exemption$375,900 (+5.12%)$412,500 (+15.35%) Land $203,600 Building $208,900
2025$3,665.00 (+7.29%) Homeowner's exemption$357,600 (+18.28%) Land $183,600 Building $174,000$357,600 (-) Land $183,600 Building $174,000
2023$3,416.00 Homeowner's exemption$302,333$357,600 Land $183,600 Building $174,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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